Drsg oasis fen mesh thick 3x7cm 21sqcm -cost per sq cm at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$34.84

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$53.60

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.73 with AETNA MEDICARE ADVANTAGE vs $43.65 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $8.73 ↓ -75%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $8.90 ↓ -74%
MOLINA MEDICAID MOLINA MEDICAID $8.99 ↓ -74%
WELLPOINT MEDICAID WELLPOINT MEDICAID $9.03 ↓ -74%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $10.26 ↓ -71%
HEALTH CHOICES MEDICAL ASSOCIATES $10.26 ↓ -71%
OSCAR OSCAR $13.53 ↓ -61%
CENTIVO CENTIVO $14.93 ↓ -57%
GEHA UNITED HEALTHCARE $21.83 ↓ -37%
UNITED HEALTHCARE UNITED HEALTHCARE $21.83 ↓ -37%
NOVA CLAIMDOC $26.19 ↓ -25%
CLAIMDOC CLAIMDOC $26.19 ↓ -25%
HEALTH PARTNERS HEALTH PARTNERS $28.63 ↓ -18%
CIGNA EAP MIDLANDS CHOICE PPO $30.99 ↓ -11%
MEDICA MIDLANDS CHOICE PPO $30.99 ↓ -11%
CIGNA MIDLANDS CHOICE PPO $30.99 ↓ -11%
AUXIANT MIDLANDS CHOICE PPO $30.99 ↓ -11%
MIDLANDS MIDLANDS CHOICE PPO $30.99 ↓ -11%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $30.99 ↓ -11%
AETNA EAP AETNA $38.98 ↑ +12%
LUCENT HEALTH AETNA $38.98 ↑ +12%
AETNA AETNA $38.98 ↑ +12%
ASR HEALTH BENEFITS AETNA $38.98 ↑ +12%
FIRST HEALTH AETNA $38.98 ↑ +12%
AETNA DOMESTIC AETNA $38.98 ↑ +12%
LUMINARE HEALTH AETNA $38.98 ↑ +12%
COVENTRY AETNA $38.98 ↑ +12%
ALLIED BENEFIT SYSTEMS AETNA $38.98 ↑ +12%
MERITAIN AETNA $38.98 ↑ +12%
WEBTPA AETNA $38.98 ↑ +12%
MEDICAL MUTUAL AETNA $38.98 ↑ +12%
CHRISTIAN BROTHER SERVICES AETNA $38.98 ↑ +12%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $40.59 ↑ +17%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $43.65 ↑ +25%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $43.65 ↑ +25%

Visitor-reported prices

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Drsg oasis fen mesh thick 3x7cm 21sqcm -cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $24.80 $11.79 – $17.43
MercyOne Genesis Davenport West Medical Center Davenport $411.60 not published
MercyOne Dubuque Medical Center Dubuque $34.84 $8.46 – $43.65
MercyOne New Hampton Medical Center New Hampton $27.87 $13.82 – $34.92
MercyOne Dyersville Medical Center Dyersville $34.84 $16.50 – $49.13
MercyOne Clinton Medical Center Clinton $34.84 $8.46 – $43.65
MercyOne Oelwein Medical Center Oelwein $34.84 $16.68 – $43.65
MercyOne Cedar Falls Medical Center Cedar Falls $34.84 $7.57 – $43.65

All Iowa hospitals for this procedure →