Desmopressin 4 mcg/ml injection solution at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$241.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$241.45

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.74 with MEDICAL ASSOCIATES vs $241.45 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $56.74 ↓ -77%
HEALTH CHOICES MEDICAL ASSOCIATES $56.74 ↓ -77%
UNITED HEALTHCARE UNITED HEALTHCARE $134.00 ↓ -45%
GEHA UNITED HEALTHCARE $134.00 ↓ -45%
HEALTH PARTNERS HEALTH PARTNERS $158.39 ↓ -34%
MIDLANDS MIDLANDS CHOICE PPO $171.43 ↓ -29%
AUXIANT MIDLANDS CHOICE PPO $171.43 ↓ -29%
CIGNA EAP MIDLANDS CHOICE PPO $171.43 ↓ -29%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $171.43 ↓ -29%
MEDICA MIDLANDS CHOICE PPO $171.43 ↓ -29%
CIGNA MIDLANDS CHOICE PPO $171.43 ↓ -29%
ASR HEALTH BENEFITS AETNA $215.61 ↓ -11%
AETNA DOMESTIC AETNA $215.61 ↓ -11%
LUMINARE HEALTH AETNA $215.61 ↓ -11%
COVENTRY AETNA $215.61 ↓ -11%
ALLIED BENEFIT SYSTEMS AETNA $215.61 ↓ -11%
MERITAIN AETNA $215.61 ↓ -11%
AETNA EAP AETNA $215.61 ↓ -11%
LUCENT HEALTH AETNA $215.61 ↓ -11%
AETNA AETNA $215.61 ↓ -11%
FIRST HEALTH AETNA $215.61 ↓ -11%
WEBTPA AETNA $215.61 ↓ -11%
MEDICAL MUTUAL AETNA $215.61 ↓ -11%
CHRISTIAN BROTHER SERVICES AETNA $215.61 ↓ -11%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $224.55 ↓ -7%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $241.45 ↑ +0%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $241.45 ↑ +0%

Visitor-reported prices

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Desmopressin 4 mcg/ml injection solution at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $26.15 $0.66 – $4.49
MercyOne Genesis Davenport West Medical Center Davenport $1,066.64 $3.89 – $5.45
MercyOne Dubuque Medical Center Dubuque $51.55 $18.40 – $51.55
MercyOne New Hampton Medical Center New Hampton $428.60 $169.68 – $428.60
MercyOne Dyersville Medical Center Dyersville $51.55 $19.49 – $58.02
MercyOne Clinton Medical Center Clinton $735.85 $14.59 – $51.55
MercyOne Cedar Falls Medical Center Cedar Falls $735.85 $172.92 – $735.85
MercyOne West Des Moines Medical Center West Des Moines $42.90 $8.62 – $42.90

All Iowa hospitals for this procedure →