Coveredge 32 lead kit 40cm 48 at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$9,235.69

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,208.75

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$30.84 with MEDICAL ASSOCIATES vs $131.23 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $30.84 ↓ -100%
HEALTH CHOICES MEDICAL ASSOCIATES $30.84 ↓ -100%
UNITED HEALTHCARE UNITED HEALTHCARE $72.83 ↓ -99%
GEHA UNITED HEALTHCARE $72.83 ↓ -99%
HEALTH PARTNERS HEALTH PARTNERS $86.09 ↓ -99%
MIDLANDS MIDLANDS CHOICE PPO $93.17 ↓ -99%
AUXIANT MIDLANDS CHOICE PPO $93.17 ↓ -99%
CIGNA EAP MIDLANDS CHOICE PPO $93.17 ↓ -99%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $93.17 ↓ -99%
MEDICA MIDLANDS CHOICE PPO $93.17 ↓ -99%
CIGNA MIDLANDS CHOICE PPO $93.17 ↓ -99%
ASR HEALTH BENEFITS AETNA $117.19 ↓ -99%
AETNA DOMESTIC AETNA $117.19 ↓ -99%
LUMINARE HEALTH AETNA $117.19 ↓ -99%
COVENTRY AETNA $117.19 ↓ -99%
ALLIED BENEFIT SYSTEMS AETNA $117.19 ↓ -99%
MERITAIN AETNA $117.19 ↓ -99%
AETNA EAP AETNA $117.19 ↓ -99%
LUCENT HEALTH AETNA $117.19 ↓ -99%
AETNA AETNA $117.19 ↓ -99%
FIRST HEALTH AETNA $117.19 ↓ -99%
WEBTPA AETNA $117.19 ↓ -99%
MEDICAL MUTUAL AETNA $117.19 ↓ -99%
CHRISTIAN BROTHER SERVICES AETNA $117.19 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $122.04 ↓ -99%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $131.23 ↓ -99%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $131.23 ↓ -99%

Visitor-reported prices

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Coveredge 32 lead kit 40cm 48 at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $687.36 $318.76 – $555.90
MercyOne Genesis Davenport West Medical Center Davenport $686.40 not published
MercyOne Dubuque Medical Center Dubuque $9,235.69 $45.72 – $128.06
MercyOne New Hampton Medical Center New Hampton $8,775.00 $61.67 – $155.76
MercyOne Dyersville Medical Center Dyersville $9,235.69 $49.60 – $147.71
MercyOne Clinton Medical Center Clinton $9,235.69 $37.14 – $131.23
MercyOne Oelwein Medical Center Oelwein $9,235.69 $50.16 – $131.23
MercyOne Cedar Falls Medical Center Cedar Falls $9,235.69 $30.84 – $131.23

All Iowa hospitals for this procedure →