Cholecystostomy complete w/supervision & interpretation at MercyOne Waterloo Medical Center
3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896
$1,916.85
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,949.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$693.02 with HEALTH CHOICES vs $6,918.39 with CLAIMDOC — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| HEALTH CHOICES | MEDICAL ASSOCIATES | $693.02 | ↓ -64% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $693.02 | ↓ -64% |
| HEALTH PARTNERS | HEALTH PARTNERS | $1,934.54 | ↑ +1% |
| MIDLANDS CHOICE | MIDLANDS CHOICE PPO | $2,093.79 | ↑ +9% |
| AUXIANT | MIDLANDS CHOICE PPO | $2,093.79 | ↑ +9% |
| MEDICA | MIDLANDS CHOICE PPO | $2,093.79 | ↑ +9% |
| MIDLANDS | MIDLANDS CHOICE PPO | $2,093.79 | ↑ +9% |
| CIGNA | MIDLANDS CHOICE PPO | $2,093.79 | ↑ +9% |
| CIGNA EAP | MIDLANDS CHOICE PPO | $2,093.79 | ↑ +9% |
| UNITED HEALTHCARE | UNITED HEALTHCARE DEERE PREMIER | $2,742.57 | ↑ +43% |
| UNITED HEALTHCARE | UHC OPTUM BEHAVIORAL HEALTH | $2,949.00 | ↑ +54% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $2,949.00 | ↑ +54% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $3,373.14 | ↑ +76% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $3,373.14 | ↑ +76% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $3,373.14 | ↑ +76% |
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $3,406.88 | ↑ +78% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $3,430.10 | ↑ +79% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $3,440.61 | ↑ +79% |
| MOLINA MEDICAID | MOLINA MEDICAID | $3,463.73 | ↑ +81% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $3,476.40 | ↑ +81% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $3,477.18 | ↑ +81% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $3,510.82 | ↑ +83% |
| BLUE CROSS - KS | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - MO (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - AL | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - WA (PREMERA) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE SHIELD - NY HIGHMARK WESTERN | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - NY (EXCELLUS) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - IN (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE SHIELD - PA (HIGHMARK) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BCN DOMESTIC | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BCBS GENERIC | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - NV (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - OK | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS DOMESTIC | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - NY (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - CT (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - MS | WELLMARK PPO | $3,657.95 | ↑ +91% |
| PRE-EMPLOYMENT | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - LA | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - TX | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - SC | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - MI | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - MT | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - RI | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - TN | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - FEDERAL | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - NC | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - IL ALTERNATE | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CARE NETWORK | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - AZ | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - HI | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE SHIELD - NY HIGHMARK NORTHEASTERN | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - GA (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - VA (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - UT (REGENCE) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE SHIELD - CA | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - IA (WELLMARK) | WELLMARK HMO | $3,657.95 | ↑ +91% |
| BLUE CROSS - IA (WELLMARK) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - PA (CAPITAL) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - AR | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - NM | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - ID | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - VT | WELLMARK PPO | $3,657.95 | ↑ +91% |
| KAISER DOMESTIC | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE SHIELD - WA (REGENCE) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - IL | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - VA (CAREFIRST) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - MD (CAREFIRST) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - ME (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| WC DOMESTIC | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - MN | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - NE | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - OH (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - FL | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - PA (INDEPENDENCE) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - WY | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - KY (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - DE (HIGHMARK) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE SHIELD - ID (REGENCE) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - ND | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - NH (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - CO (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - SD (WELLMARK) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - OR (REGENCE) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - NJ (HORIZON) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - CA (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - AK (PREMERA) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - WV (HIGHMARK) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE DISTINCTION TRANSPLANT | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - DC (CAREFIRST) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - MA | WELLMARK PPO | $3,657.95 | ↑ +91% |
| BLUE CROSS - WI (ANTHEM) | WELLMARK PPO | $3,657.95 | ↑ +91% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $4,577.84 | ↑ +139% |
| OSCAR | OSCAR | $5,282.41 | ↑ +176% |
| CENTIVO | CENTIVO | $5,713.69 | ↑ +198% |
| AMBETTER | AMBETTER MARKETPLACE | $5,782.53 | ↑ +202% |
| NOVA | CLAIMDOC | $6,918.39 | ↑ +261% |
| CLAIMDOC | CLAIMDOC | $6,918.39 | ↑ +261% |
Visitor-reported prices
Comments
Cholecystostomy complete w/supervision & interpretation at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $5,909.08 | $297.65 – $3,892.60 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $3,913.80 | $3,378.09 – $4,239.95 |
| MercyOne Dubuque Medical Center | Dubuque | $3,123.25 | $1,715.39 – $7,153.96 |
| MercyOne West Des Moines Medical Center | West Des Moines | $10,685.00 | $2,147.69 – $10,685.00 |
| MercyOne Des Moines Medical Center | Des Moines | $6,945.25 | $2,147.69 – $10,685.00 |
| MercyOne North Iowa Medical Center | Mason City | $5,762.25 | $2,269.44 – $8,865.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $4,520.40 | $3,378.09 – $4,729.32 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $4,520.40 | $2,561.56 – $5,499.82 |