Cath ptca pcltxl agent 3x20mm at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$7,730.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,893.25

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,770.18 with MEDICAL ASSOCIATES vs $11,788.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $2,770.18 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $2,770.18 ↓ -64%
UNITED HEALTHCARE UNITED HEALTHCARE $6,542.34 ↓ -15%
GEHA UNITED HEALTHCARE $6,542.34 ↓ -15%
HEALTH PARTNERS HEALTH PARTNERS $7,732.93 ↑ +0%
MIDLANDS MIDLANDS CHOICE PPO $8,369.48 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $8,369.48 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $8,369.48 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $8,369.48 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $8,369.48 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $8,369.48 ↑ +8%
MERITAIN AETNA $10,526.68 ↑ +36%
WEBTPA AETNA $10,526.68 ↑ +36%
AETNA DOMESTIC AETNA $10,526.68 ↑ +36%
AETNA EAP AETNA $10,526.68 ↑ +36%
ALLIED BENEFIT SYSTEMS AETNA $10,526.68 ↑ +36%
ASR HEALTH BENEFITS AETNA $10,526.68 ↑ +36%
CHRISTIAN BROTHER SERVICES AETNA $10,526.68 ↑ +36%
COVENTRY AETNA $10,526.68 ↑ +36%
FIRST HEALTH AETNA $10,526.68 ↑ +36%
LUCENT HEALTH AETNA $10,526.68 ↑ +36%
LUMINARE HEALTH AETNA $10,526.68 ↑ +36%
MEDICAL MUTUAL AETNA $10,526.68 ↑ +36%
AETNA AETNA $10,526.68 ↑ +36%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $10,962.84 ↑ +42%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $11,788.00 ↑ +52%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $11,788.00 ↑ +52%

Visitor-reported prices

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Cath ptca pcltxl agent 3x20mm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $16,181.60 $7,079.45 – $13,086.87
MercyOne Dubuque Medical Center Dubuque $7,730.61 $4,202.68 – $11,772.21
MercyOne New Hampton Medical Center New Hampton $7,345.00 $4,428.14 – $11,185.00
MercyOne Dyersville Medical Center Dyersville $7,730.61 $4,449.90 – $13,250.80
MercyOne Clinton Medical Center Clinton $7,730.61 $3,331.54 – $11,772.21
MercyOne Oelwein Medical Center Oelwein $7,730.61 $4,499.34 – $11,772.21
MercyOne Cedar Falls Medical Center Cedar Falls $7,730.61 $2,766.47 – $11,772.21
MercyOne Elkader Medical Center Elkader $7,730.61 $6,059.16 – $12,304.31

All Iowa hospitals for this procedure →