Cath combo lt&rt heart w/inj/s at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$5,119.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,876.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,850.86 with MEDICAL ASSOCIATES vs $7,876.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $1,850.86 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $1,850.86 ↓ -64%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $3,054.27 ↓ -40%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $3,054.27 ↓ -40%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $3,054.27 ↓ -40%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $3,084.81 ↓ -40%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $3,105.84 ↓ -39%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $3,115.35 ↓ -39%
MOLINA MEDICAID MOLINA MEDICAID $3,136.29 ↓ -39%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $3,147.77 ↓ -39%
WELLPOINT MEDICAID WELLPOINT MEDICAID $3,148.47 ↓ -38%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $3,178.93 ↓ -38%
BLUE CROSS - MN WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - NE WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - FL WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - WY WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $3,312.15 ↓ -35%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - ND WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - KS WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - AL WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $3,312.15 ↓ -35%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - AR WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - NM WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - ID WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - VT WELLMARK PPO $3,312.15 ↓ -35%
KAISER DOMESTIC WELLMARK PPO $3,312.15 ↓ -35%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - IL WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
WC DOMESTIC WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - MT WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - RI WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - TN WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - FEDERAL WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - NC WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $3,312.15 ↓ -35%
BLUE CARE NETWORK WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - AZ WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - HI WELLMARK PPO $3,312.15 ↓ -35%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $3,312.15 ↓ -35%
BLUE SHIELD - CA WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $3,312.15 ↓ -35%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $3,312.15 ↓ -35%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - MA WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $3,312.15 ↓ -35%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $3,312.15 ↓ -35%
BCN DOMESTIC WELLMARK PPO $3,312.15 ↓ -35%
BCBS GENERIC WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - OK WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS DOMESTIC WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - MS WELLMARK PPO $3,312.15 ↓ -35%
PRE-EMPLOYMENT WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - LA WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - TX WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - SC WELLMARK PPO $3,312.15 ↓ -35%
BLUE CROSS - MI WELLMARK PPO $3,312.15 ↓ -35%
AMISH HOSPITAL AID AMISH HOSPITAL AID $4,145.08 ↓ -19%
OSCAR OSCAR $4,783.05 ↓ -7%
FIRST HEALTH AETNA $4,946.13 ↓ -3%
AETNA DOMESTIC AETNA $4,946.13 ↓ -3%
ASR HEALTH BENEFITS AETNA $4,946.13 ↓ -3%
AETNA AETNA $4,946.13 ↓ -3%
LUCENT HEALTH AETNA $4,946.13 ↓ -3%
AETNA EAP AETNA $4,946.13 ↓ -3%
COVENTRY AETNA $4,946.13 ↓ -3%
ALLIED BENEFIT SYSTEMS AETNA $4,946.13 ↓ -3%
WEBTPA AETNA $4,946.13 ↓ -3%
MERITAIN AETNA $4,946.13 ↓ -3%
MEDICAL MUTUAL AETNA $4,946.13 ↓ -3%
CHRISTIAN BROTHER SERVICES AETNA $4,946.13 ↓ -3%
LUMINARE HEALTH AETNA $4,946.13 ↓ -3%
HEALTH PARTNERS HEALTH PARTNERS $5,166.66 ↑ +1%
CENTIVO CENTIVO $5,173.56 ↑ +1%
AMBETTER AMBETTER MARKETPLACE $5,235.89 ↑ +2%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $5,591.96 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $5,591.96 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $5,591.96 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $5,591.96 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $5,591.96 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $5,591.96 ↑ +9%
NOVA CLAIMDOC $6,264.37 ↑ +22%
CLAIMDOC CLAIMDOC $6,264.37 ↑ +22%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $7,324.68 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $7,876.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $7,876.00 ↑ +54%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Cath combo lt&rt heart w/inj/s at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $7,923.88 $272.33 – $5,219.85
MercyOne Genesis Davenport West Medical Center Davenport $8,425.20 $3,078.81 – $4,310.34
MercyOne Dubuque Medical Center Dubuque $7,987.85 $2,908.49 – $12,289.00
MercyOne Des Moines Medical Center Des Moines $29,762.85 $98.20 – $45,789.00
MercyOne North Iowa Medical Center Mason City $5,791.50 $2,280.96 – $8,910.00
MercyOne Genesis Davenport Medical Center Davenport $10,615.80 $3,078.81 – $4,310.34
UnityPoint Health - Finley Hospital Dubuque $2,508.00 $272.33 – $2,827.97
UnityPoint Health - Grinnell Regional Medical Center Grinnell $2,508.00 $272.33 – $3,200.22

All Iowa hospitals for this procedure →