Cath ablat bi-d d-d 8fr 115cm at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$4,378.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,736.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$322.93 with MEDICAL ASSOCIATES vs $1,374.15 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $322.93 ↓ -93%
HEALTH CHOICES MEDICAL ASSOCIATES $322.93 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHCARE $762.65 ↓ -83%
GEHA UNITED HEALTHCARE $762.65 ↓ -83%
HEALTH PARTNERS HEALTH PARTNERS $901.44 ↓ -79%
MIDLANDS MIDLANDS CHOICE PPO $975.65 ↓ -78%
AUXIANT MIDLANDS CHOICE PPO $975.65 ↓ -78%
CIGNA EAP MIDLANDS CHOICE PPO $975.65 ↓ -78%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $975.65 ↓ -78%
MEDICA MIDLANDS CHOICE PPO $975.65 ↓ -78%
CIGNA MIDLANDS CHOICE PPO $975.65 ↓ -78%
ASR HEALTH BENEFITS AETNA $1,227.12 ↓ -72%
AETNA DOMESTIC AETNA $1,227.12 ↓ -72%
LUMINARE HEALTH AETNA $1,227.12 ↓ -72%
COVENTRY AETNA $1,227.12 ↓ -72%
ALLIED BENEFIT SYSTEMS AETNA $1,227.12 ↓ -72%
MERITAIN AETNA $1,227.12 ↓ -72%
AETNA EAP AETNA $1,227.12 ↓ -72%
LUCENT HEALTH AETNA $1,227.12 ↓ -72%
AETNA AETNA $1,227.12 ↓ -72%
FIRST HEALTH AETNA $1,227.12 ↓ -72%
WEBTPA AETNA $1,227.12 ↓ -72%
MEDICAL MUTUAL AETNA $1,227.12 ↓ -72%
CHRISTIAN BROTHER SERVICES AETNA $1,227.12 ↓ -72%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $1,277.96 ↓ -71%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $1,374.15 ↓ -69%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,374.15 ↓ -69%

Visitor-reported prices

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Cath ablat bi-d d-d 8fr 115cm at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $12,130.16 $5,625.36 – $9,810.26
MercyOne Genesis Davenport West Medical Center Davenport $2,464.20 not published
MercyOne Dubuque Medical Center Dubuque $4,378.40 $490.57 – $1,374.15
MercyOne New Hampton Medical Center New Hampton $4,160.00 $650.27 – $1,642.50
MercyOne Dyersville Medical Center Dyersville $4,378.40 $519.43 – $1,546.74
MercyOne Clinton Medical Center Clinton $4,378.40 $388.88 – $1,374.15
MercyOne Oelwein Medical Center Oelwein $4,378.40 $525.20 – $1,374.15
MercyOne Cedar Falls Medical Center Cedar Falls $4,378.40 $322.93 – $1,374.15

All Iowa hospitals for this procedure →