Brace knee playmaker ii x-rom hook and loop xl at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$916.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,410.68

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.54 with AETNA MEDICARE ADVANTAGE vs $182.69 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $36.54 ↓ -96%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $37.27 ↓ -96%
MOLINA MEDICAID MOLINA MEDICAID $37.63 ↓ -96%
WELLPOINT MEDICAID WELLPOINT MEDICAID $37.78 ↓ -96%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $42.93 ↓ -95%
HEALTH CHOICES MEDICAL ASSOCIATES $42.93 ↓ -95%
OSCAR OSCAR $56.63 ↓ -94%
CENTIVO CENTIVO $62.48 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHCARE $101.39 ↓ -89%
GEHA UNITED HEALTHCARE $101.39 ↓ -89%
CLAIMDOC CLAIMDOC $109.61 ↓ -88%
NOVA CLAIMDOC $109.61 ↓ -88%
HEALTH PARTNERS HEALTH PARTNERS $119.84 ↓ -87%
CIGNA MIDLANDS CHOICE PPO $129.71 ↓ -86%
CIGNA EAP MIDLANDS CHOICE PPO $129.71 ↓ -86%
MIDLANDS MIDLANDS CHOICE PPO $129.71 ↓ -86%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $129.71 ↓ -86%
AUXIANT MIDLANDS CHOICE PPO $129.71 ↓ -86%
MEDICA MIDLANDS CHOICE PPO $129.71 ↓ -86%
AETNA AETNA $163.14 ↓ -82%
AETNA DOMESTIC AETNA $163.14 ↓ -82%
AETNA EAP AETNA $163.14 ↓ -82%
ALLIED BENEFIT SYSTEMS AETNA $163.14 ↓ -82%
ASR HEALTH BENEFITS AETNA $163.14 ↓ -82%
CHRISTIAN BROTHER SERVICES AETNA $163.14 ↓ -82%
COVENTRY AETNA $163.14 ↓ -82%
FIRST HEALTH AETNA $163.14 ↓ -82%
LUCENT HEALTH AETNA $163.14 ↓ -82%
LUMINARE HEALTH AETNA $163.14 ↓ -82%
MEDICAL MUTUAL AETNA $163.14 ↓ -82%
MERITAIN AETNA $163.14 ↓ -82%
WEBTPA AETNA $163.14 ↓ -82%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $169.90 ↓ -81%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $182.69 ↓ -80%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $182.69 ↓ -80%

Visitor-reported prices

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Brace knee playmaker ii x-rom hook and loop xl at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo not published $341.71 – $776.61
MercyOne Dubuque Medical Center Dubuque $901.84 $35.41 – $182.69
MercyOne New Hampton Medical Center New Hampton $1,123.28 $75.12 – $189.74
MercyOne Dyersville Medical Center Dyersville $901.84 $69.06 – $205.64
MercyOne Clinton Medical Center Clinton $901.84 $35.41 – $182.69
MercyOne Oelwein Medical Center Oelwein $901.84 $69.82 – $182.69
MercyOne Cedar Falls Medical Center Cedar Falls $901.84 $31.68 – $182.69
MercyOne Elkader Medical Center Elkader $901.84 $94.03 – $190.95

All Iowa hospitals for this procedure →