Blood occult feces colorectal neoplasm screening qualitative at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$273.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$421.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4.24 with IOWA TOTAL CARE vs $421.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $4.24 ↓ -98%
MOLINA MEDICAID MOLINA MEDICAID $4.28 ↓ -98%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $4.29 ↓ -98%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $4.29 ↓ -98%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $4.29 ↓ -98%
WELLPOINT MEDICAID WELLPOINT MEDICAID $4.30 ↓ -98%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $4.34 ↓ -98%
GEHA UNITED HEALTHCARE $4.38 ↓ -98%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $4.38 ↓ -98%
UNITED HEALTHCARE UNITED HEALTHCARE $4.38 ↓ -98%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $4.42 ↓ -98%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $4.47 ↓ -98%
AMISH HOSPITAL AID AMISH HOSPITAL AID $5.83 ↓ -98%
OSCAR OSCAR $6.72 ↓ -98%
CENTIVO CENTIVO $7.27 ↓ -97%
AMBETTER AMBETTER MARKETPLACE $7.36 ↓ -97%
NOVA CLAIMDOC $8.80 ↓ -97%
CLAIMDOC CLAIMDOC $8.80 ↓ -97%
COVENTRY AETNA $11.91 ↓ -96%
LUMINARE HEALTH AETNA $11.91 ↓ -96%
CHRISTIAN BROTHER SERVICES AETNA $11.91 ↓ -96%
LUCENT HEALTH AETNA $11.91 ↓ -96%
AETNA AETNA $11.91 ↓ -96%
ASR HEALTH BENEFITS AETNA $11.91 ↓ -96%
FIRST HEALTH AETNA $11.91 ↓ -96%
AETNA DOMESTIC AETNA $11.91 ↓ -96%
ALLIED BENEFIT SYSTEMS AETNA $11.91 ↓ -96%
MERITAIN AETNA $11.91 ↓ -96%
WEBTPA AETNA $11.91 ↓ -96%
MEDICAL MUTUAL AETNA $11.91 ↓ -96%
AETNA EAP AETNA $11.91 ↓ -96%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $98.94 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $98.94 ↓ -64%
HEALTH PARTNERS HEALTH PARTNERS $276.18 ↑ +1%
MEDICA MIDLANDS CHOICE PPO $298.91 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $298.91 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $298.91 ↑ +9%
MIDLANDS MIDLANDS CHOICE PPO $298.91 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $298.91 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $298.91 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $391.53 ↑ +43%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $421.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $421.00 ↑ +54%

Visitor-reported prices

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Blood occult feces colorectal neoplasm screening qualitative at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $33.57 $4.38 – $22.11
MercyOne Genesis Davenport West Medical Center Davenport $33.60 $4.38 – $4.38
MercyOne Dubuque Medical Center Dubuque $33.15 $4.24 – $51.00
MercyOne New Hampton Medical Center New Hampton $32.50 $19.80 – $50.00
MercyOne Clinton Medical Center Clinton $40.95 $4.24 – $63.00
MercyOne Oelwein Medical Center Oelwein $32.50 $19.11 – $50.00
MercyOne Cedar Falls Medical Center Cedar Falls $273.65 $4.24 – $421.00
MercyOne Des Moines Medical Center Des Moines $53.95 $4.24 – $83.00

All Iowa hospitals for this procedure →