Blood occult fecal hemoglobin immunoassay qualitative 1-3 simultaneous determinations diagnostic at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$47.45

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$73.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.42 with IOWA TOTAL CARE vs $73.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $15.42 ↓ -68%
MOLINA MEDICAID MOLINA MEDICAID $15.57 ↓ -67%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $15.60 ↓ -67%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $15.60 ↓ -67%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $15.60 ↓ -67%
WELLPOINT MEDICAID WELLPOINT MEDICAID $15.63 ↓ -67%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $15.76 ↓ -67%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $15.91 ↓ -66%
UNITED HEALTHCARE UNITED HEALTHCARE $15.92 ↓ -66%
GEHA UNITED HEALTHCARE $15.92 ↓ -66%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $16.08 ↓ -66%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $16.24 ↓ -66%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $17.16 ↓ -64%
HEALTH CHOICES MEDICAL ASSOCIATES $17.16 ↓ -64%
AMISH HOSPITAL AID AMISH HOSPITAL AID $21.17 ↓ -55%
OSCAR OSCAR $24.43 ↓ -49%
CENTIVO CENTIVO $26.43 ↓ -44%
AMBETTER AMBETTER MARKETPLACE $26.75 ↓ -44%
CLAIMDOC CLAIMDOC $32.00 ↓ -33%
NOVA CLAIMDOC $32.00 ↓ -33%
AETNA EAP AETNA $43.33 ↓ -9%
COVENTRY AETNA $43.33 ↓ -9%
ALLIED BENEFIT SYSTEMS AETNA $43.33 ↓ -9%
MERITAIN AETNA $43.33 ↓ -9%
MEDICAL MUTUAL AETNA $43.33 ↓ -9%
AETNA AETNA $43.33 ↓ -9%
LUCENT HEALTH AETNA $43.33 ↓ -9%
AETNA DOMESTIC AETNA $43.33 ↓ -9%
ASR HEALTH BENEFITS AETNA $43.33 ↓ -9%
WEBTPA AETNA $43.33 ↓ -9%
FIRST HEALTH AETNA $43.33 ↓ -9%
CHRISTIAN BROTHER SERVICES AETNA $43.33 ↓ -9%
LUMINARE HEALTH AETNA $43.33 ↓ -9%
HEALTH PARTNERS HEALTH PARTNERS $47.89 ↑ +1%
MIDLANDS MIDLANDS CHOICE PPO $51.83 ↑ +9%
CIGNA EAP MIDLANDS CHOICE PPO $51.83 ↑ +9%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $51.83 ↑ +9%
MEDICA MIDLANDS CHOICE PPO $51.83 ↑ +9%
CIGNA MIDLANDS CHOICE PPO $51.83 ↑ +9%
AUXIANT MIDLANDS CHOICE PPO $51.83 ↑ +9%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $67.89 ↑ +43%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $73.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $73.00 ↑ +54%

Visitor-reported prices

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Blood occult fecal hemoglobin immunoassay qualitative 1-3 simultaneous determinations diagnostic at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $64.28 $15.92 – $42.34
MercyOne Genesis Davenport West Medical Center Davenport $57.00 $15.92 – $15.92
MercyOne Dubuque Medical Center Dubuque $58.50 $15.42 – $90.00
MercyOne New Hampton Medical Center New Hampton $42.90 $26.13 – $66.00
MercyOne Dyersville Medical Center Dyersville $42.90 $24.95 – $74.29
MercyOne Clinton Medical Center Clinton $49.40 $15.42 – $76.00
MercyOne Cedar Falls Medical Center Cedar Falls $58.50 $15.42 – $90.00
MercyOne Elkader Medical Center Elkader $42.90 $33.97 – $68.98

All Iowa hospitals for this procedure →