Antinuclear antibodies titer at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$219.70

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$338.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.81 with IOWA TOTAL CARE vs $142.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $10.81 ↓ -95%
MOLINA MEDICAID MOLINA MEDICAID $10.92 ↓ -95%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $10.94 ↓ -95%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $10.94 ↓ -95%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $10.94 ↓ -95%
WELLPOINT MEDICAID WELLPOINT MEDICAID $10.96 ↓ -95%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $11.05 ↓ -95%
GEHA UNITED HEALTHCARE $11.16 ↓ -95%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $11.16 ↓ -95%
UNITED HEALTHCARE UNITED HEALTHCARE $11.16 ↓ -95%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $11.27 ↓ -95%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $11.38 ↓ -95%
AMISH HOSPITAL AID AMISH HOSPITAL AID $14.84 ↓ -93%
OSCAR OSCAR $17.13 ↓ -92%
CENTIVO CENTIVO $18.53 ↓ -92%
AMBETTER AMBETTER MARKETPLACE $18.75 ↓ -91%
NOVA CLAIMDOC $22.43 ↓ -90%
CLAIMDOC CLAIMDOC $22.43 ↓ -90%
COVENTRY AETNA $30.36 ↓ -86%
LUMINARE HEALTH AETNA $30.36 ↓ -86%
CHRISTIAN BROTHER SERVICES AETNA $30.36 ↓ -86%
LUCENT HEALTH AETNA $30.36 ↓ -86%
AETNA AETNA $30.36 ↓ -86%
ASR HEALTH BENEFITS AETNA $30.36 ↓ -86%
FIRST HEALTH AETNA $30.36 ↓ -86%
AETNA DOMESTIC AETNA $30.36 ↓ -86%
ALLIED BENEFIT SYSTEMS AETNA $30.36 ↓ -86%
MERITAIN AETNA $30.36 ↓ -86%
WEBTPA AETNA $30.36 ↓ -86%
MEDICAL MUTUAL AETNA $30.36 ↓ -86%
AETNA EAP AETNA $30.36 ↓ -86%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $33.37 ↓ -85%
HEALTH CHOICES MEDICAL ASSOCIATES $33.37 ↓ -85%
HEALTH PARTNERS HEALTH PARTNERS $93.15 ↓ -58%
MEDICA MIDLANDS CHOICE PPO $100.82 ↓ -54%
CIGNA MIDLANDS CHOICE PPO $100.82 ↓ -54%
CIGNA EAP MIDLANDS CHOICE PPO $100.82 ↓ -54%
MIDLANDS MIDLANDS CHOICE PPO $100.82 ↓ -54%
AUXIANT MIDLANDS CHOICE PPO $100.82 ↓ -54%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $100.82 ↓ -54%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $132.06 ↓ -40%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $142.00 ↓ -35%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $142.00 ↓ -35%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Antinuclear antibodies titer at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.57 $6.70 – $31.99
MercyOne Genesis Davenport West Medical Center Davenport $102.00 $11.16 – $11.16
MercyOne Dubuque Medical Center Dubuque $219.70 $10.81 – $129.00
MercyOne New Hampton Medical Center New Hampton $85.80 $52.26 – $132.00
MercyOne Clinton Medical Center Clinton $83.85 $10.81 – $129.00
MercyOne Oelwein Medical Center Oelwein $85.80 $50.45 – $132.00
MercyOne Cedar Falls Medical Center Cedar Falls $92.30 $10.81 – $142.00
MercyOne Elkader Medical Center Elkader $85.80 $67.94 – $137.97

All Iowa hospitals for this procedure →