Ablation of upper extremity nerves rf at MercyOne Waterloo Medical Center

3421 W. 9th St, Waterloo, IA · MercyOne · · NPI 1700827896

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$1,435.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,208.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$138.65 with MEDICAL ASSOCIATES vs $3,576.15 with LUMINARE HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $138.65 ↓ -90%
HEALTH CHOICES MEDICAL ASSOCIATES $138.65 ↓ -90%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $289.18 ↓ -80%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $289.18 ↓ -80%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $289.18 ↓ -80%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $292.08 ↓ -80%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $294.07 ↓ -80%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $294.97 ↓ -79%
MOLINA MEDICAID MOLINA MEDICAID $296.95 ↓ -79%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $298.04 ↓ -79%
WELLPOINT MEDICAID WELLPOINT MEDICAID $298.10 ↓ -79%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $300.99 ↓ -79%
BLUE CROSS - MN WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - NE WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - FL WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - WY WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $313.60 ↓ -78%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - ND WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - KS WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - AL WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $313.60 ↓ -78%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - AR WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - NM WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - ID WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - VT WELLMARK PPO $313.60 ↓ -78%
KAISER DOMESTIC WELLMARK PPO $313.60 ↓ -78%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - IL WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
WC DOMESTIC WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - MT WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - RI WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - TN WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - FEDERAL WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - NC WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $313.60 ↓ -78%
BLUE CARE NETWORK WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - AZ WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - HI WELLMARK PPO $313.60 ↓ -78%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $313.60 ↓ -78%
BLUE SHIELD - CA WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $313.60 ↓ -78%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $313.60 ↓ -78%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - MA WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $313.60 ↓ -78%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $313.60 ↓ -78%
BCN DOMESTIC WELLMARK PPO $313.60 ↓ -78%
BCBS GENERIC WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - OK WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS DOMESTIC WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - MS WELLMARK PPO $313.60 ↓ -78%
PRE-EMPLOYMENT WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - LA WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - TX WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - SC WELLMARK PPO $313.60 ↓ -78%
BLUE CROSS - MI WELLMARK PPO $313.60 ↓ -78%
HEALTH PARTNERS HEALTH PARTNERS $387.04 ↓ -73%
AMISH HOSPITAL AID AMISH HOSPITAL AID $392.46 ↓ -73%
CIGNA MIDLANDS CHOICE PPO $418.90 ↓ -71%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $418.90 ↓ -71%
CIGNA EAP MIDLANDS CHOICE PPO $418.90 ↓ -71%
MEDICA MIDLANDS CHOICE PPO $418.90 ↓ -71%
AUXIANT MIDLANDS CHOICE PPO $418.90 ↓ -71%
MIDLANDS MIDLANDS CHOICE PPO $418.90 ↓ -71%
OSCAR OSCAR $452.87 ↓ -68%
CENTIVO CENTIVO $489.84 ↓ -66%
AMBETTER AMBETTER MARKETPLACE $495.74 ↓ -65%
UNITED HEALTHCARE UNITED HEALTHCARE DEERE PREMIER $548.70 ↓ -62%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $590.00 ↓ -59%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $590.00 ↓ -59%
CLAIMDOC CLAIMDOC $593.12 ↓ -59%
NOVA CLAIMDOC $593.12 ↓ -59%
COVENTRY AETNA $3,576.15 ↑ +149%
AETNA DOMESTIC AETNA $3,576.15 ↑ +149%
ASR HEALTH BENEFITS AETNA $3,576.15 ↑ +149%
AETNA AETNA $3,576.15 ↑ +149%
LUCENT HEALTH AETNA $3,576.15 ↑ +149%
AETNA EAP AETNA $3,576.15 ↑ +149%
FIRST HEALTH AETNA $3,576.15 ↑ +149%
ALLIED BENEFIT SYSTEMS AETNA $3,576.15 ↑ +149%
WEBTPA AETNA $3,576.15 ↑ +149%
MERITAIN AETNA $3,576.15 ↑ +149%
MEDICAL MUTUAL AETNA $3,576.15 ↑ +149%
CHRISTIAN BROTHER SERVICES AETNA $3,576.15 ↑ +149%
LUMINARE HEALTH AETNA $3,576.15 ↑ +149%

Visitor-reported prices

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Ablation of upper extremity nerves rf at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $544.48 $84.72 – $422.32
MercyOne Genesis Davenport West Medical Center Davenport $196.80 not published
MercyOne New Hampton Medical Center New Hampton $551.20 $335.72 – $848.00
MercyOne Genesis Davenport Medical Center Davenport $206.40 not published
MercyOne Genesis DeWitt Medical Center DeWitt $206.40 $251.12 – $2,679.00
UnityPoint Health - Finley Hospital Dubuque $463.20 $151.80 – $539.05
UnityPoint Health - Grinnell Regional Medical Center Grinnell $463.20 $281.02 – $293.71
UnityPoint Health - Iowa Lutheran Hospital Des Moines $631.39 $206.78 – $381.57

All Iowa hospitals for this procedure →