healthcosts.net

Pregnancy Ultrasound (first trimester) at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$270.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$338.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$36.40 with Nebraska Total Care vs $175.56 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Nebraska Total Care Managed Medicaid $36.40 ↓ -87%
Aetna Medicare Advantage $43.54 ↓ -84%
Molina Medicare Advantage $44.41 ↓ -84%
Wellmark Blue Cross and Blue Shield Medicare Advantage $44.41 ↓ -84%
Amerivantage Medicare Advantage $45.72 ↓ -83%
Humana Medicare Advantage $45.72 ↓ -83%
United Healthcare Medicare Advantage $45.72 ↓ -83%
United Healthcare HMO $63.30 ↓ -77%
United Healthcare PPO $63.30 ↓ -77%
Avera Health Plan Commercial $65.31 ↓ -76%
Wellmark Blue Cross and Blue Shield HMO $83.00 ↓ -69%
Wellmark UPH Self-Funded Commercial $83.00 ↓ -69%
Cigna/Midlands Commercial $91.94 ↓ -66%
Health Partners Open Network Commercial $92.77 ↓ -66%
Amerigroup Managed Medicaid $94.18 ↓ -65%
Iowa Total Care Managed Medicaid $94.18 ↓ -65%
Wellmark Blue Cross and Blue Shield PPO $97.60 ↓ -64%
Aetna HMO $108.55 ↓ -60%
Aetna PPO $125.98 ↓ -53%
Medica Exchange Inspire Commercial $156.72 ↓ -42%
Medica Exchange Insure Commercial $175.56 ↓ -35%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Pregnancy Ultrasound (first trimester) at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $800.44 $43.54 – $294.16
MercyOne New Hampton Medical Center New Hampton $549.90 $334.93 – $846.00
UnityPoint Health - Allen Hospital Waterloo $441.04 $43.54 – $290.54
MercyOne Clinton Medical Center Clinton $735.15 $29.61 – $1,131.00
MercyOne West Des Moines Medical Center West Des Moines $1,244.00 $29.61 – $1,244.00
MercyOne Des Moines Medical Center Des Moines $806.00 $29.61 – $1,240.00
MercyOne Genesis Davenport West Medical Center Davenport $346.80 $101.79 – $142.51
MercyOne Dubuque Medical Center Dubuque $475.80 $93.79 – $732.00

All Iowa hospitals for this procedure →