MRI breast without cont bi at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,912.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,390.47

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.92 with Nebraska Total Care vs $1,381.69 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Nebraska Total Care Managed Medicaid $49.92 ↓ -97%
Aetna Medicare Advantage $69.92 ↓ -96%
Molina Medicare Advantage $71.32 ↓ -96%
Wellmark Blue Cross and Blue Shield Medicare Advantage $71.32 ↓ -96%
Humana Medicare Advantage $73.42 ↓ -96%
United Healthcare Medicare Advantage $73.42 ↓ -96%
Amerivantage Medicare Advantage $73.42 ↓ -96%
United Healthcare HMO $101.94 ↓ -95%
United Healthcare PPO $101.94 ↓ -95%
Avera Health Plan Commercial $104.88 ↓ -95%
Cigna/Midlands Commercial $147.69 ↓ -92%
Health Partners Open Network Commercial $162.64 ↓ -91%
Wellmark UPH Self-Funded Commercial $167.50 ↓ -91%
Wellmark Blue Cross and Blue Shield HMO $167.50 ↓ -91%
Wellmark Blue Cross and Blue Shield PPO $197.10 ↓ -90%
Iowa Total Care Managed Medicaid $214.07 ↓ -89%
Amerigroup Managed Medicaid $214.07 ↓ -89%
Aetna HMO $515.05 ↓ -73%
Aetna PPO $590.95 ↓ -69%
Medica Exchange Inspire Commercial $1,233.48 ↓ -36%
Medica Exchange Insure Commercial $1,381.69 ↓ -28%

Visitor-reported prices

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MRI breast without cont bi at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,054.20 $231.38 – $323.93
MercyOne Dubuque Medical Center Dubuque $1,797.25 $199.57 – $2,765.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,682.85 $199.57 – $1,838.19
MercyOne Des Moines Medical Center Des Moines $440.70 $128.14 – $808.15
MercyOne North Iowa Medical Center Mason City $1,879.15 $129.43 – $2,891.00
MercyOne Genesis Davenport Medical Center Davenport $1,151.40 $231.38 – $323.93
MercyOne Genesis DeWitt Medical Center DeWitt $1,151.40 $652.46 – $1,400.87
UnityPoint Health - Allen Hospital Waterloo $1,683.76 $69.92 – $1,109.18

All Iowa hospitals for this procedure →