Laparoscopy excise lesions at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$1,776.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,220.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$577.20 with Nebraska Total Care vs $5,167.04 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Nebraska Total Care | Managed Medicaid | $577.20 | ↓ -68% |
| Aetna | Medicare Advantage | $638.60 | ↓ -64% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $651.37 | ↓ -63% |
| Molina | Medicare Advantage | $651.37 | ↓ -63% |
| United Healthcare | Medicare Advantage | $670.53 | ↓ -62% |
| Humana | Medicare Advantage | $670.53 | ↓ -62% |
| Amerivantage | Medicare Advantage | $670.53 | ↓ -62% |
| Avera Health Plan | Commercial | $957.90 | ↓ -46% |
| Health Partners Open Network | Commercial | $1,319.66 | ↓ -26% |
| Wellmark UPH Self-Funded | Commercial | $1,355.50 | ↓ -24% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,355.50 | ↓ -24% |
| Aetna | HMO | $1,561.43 | ↓ -12% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,594.70 | ↓ -10% |
| Cigna/Midlands | Commercial | $1,713.12 | ↓ -4% |
| Aetna | PPO | $1,900.51 | ↑ +7% |
| United Healthcare | HMO | $2,219.79 | ↑ +25% |
| United Healthcare | PPO | $2,219.79 | ↑ +25% |
| Amerigroup | Managed Medicaid | $5,167.04 | ↑ +191% |
| Iowa Total Care | Managed Medicaid | $5,167.04 | ↑ +191% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Laparoscopy excise lesions at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,307.40 | not published |
| MercyOne Dubuque Medical Center | Dubuque | $22,137.50 | $12.15 – $21,239.36 |
| MercyOne Clinton Medical Center | Clinton | $30,505.35 | $195.93 – $12,937.15 |
| MercyOne West Des Moines Medical Center | West Des Moines | $37,983.73 | $251.60 – $11,736.86 |
| MercyOne North Iowa Medical Center | Mason City | $64,601.91 | $0.96 – $13,097.50 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,372.80 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,372.80 | $928.00 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $59,605.92 | $32.99 – $20,539.97 |