Knee-shin exo mnl lock ultra at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$342.82 with United Healthcare vs $872.38 with Cigna/Midlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $342.82
United Healthcare PPO $342.82
Wellmark Blue Cross and Blue Shield PPO $673.43
Wellmark Blue Cross and Blue Shield HMO $673.43
Wellmark UPH Self-Funded Commercial $673.43
Molina Medicare Advantage $700.91
Aetna Medicare Advantage $700.91
Wellmark Blue Cross and Blue Shield Medicare Advantage $700.91
Health Partners Open Network Commercial $709.80
Humana Medicare Advantage $721.53
United Healthcare Medicare Advantage $721.53
Amerivantage Medicare Advantage $721.53
Avera Health Plan Commercial $755.89
Aetna PPO $768.24
Aetna HMO $768.24
Cigna/Midlands Commercial $872.38

Visitor-reported prices

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Knee-shin exo mnl lock ultra at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo not published $342.82 – $872.38
UnityPoint Health - Finley Hospital Dubuque not published $342.82 – $872.38
UnityPoint Health - Grinnell Regional Medical Center Grinnell not published $342.82 – $877.40
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $342.82 – $872.38
UnityPoint Health - Jones Regional Medical Center Anamosa not published $342.82 – $872.38
UnityPoint Health - Marshalltown Marshalltown not published $342.82 – $877.40
UnityPoint Health - Trinity Bettendorf Bettendorf not published $342.82 – $1,099.47
UnityPoint Health - Trinity Muscatine Muscatine not published $342.82 – $1,336.99

All Iowa hospitals for this procedure →