Hla i & ii typing hr at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$776.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$970.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$107.82 with Nebraska Total Care vs $537.59 with Health Partners Open Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Nebraska Total Care Managed Medicaid $107.82 ↓ -86%
United Healthcare PPO $207.34 ↓ -73%
United Healthcare HMO $207.34 ↓ -73%
Medica Exchange Inspire Commercial $213.97 ↓ -72%
Medica Exchange Insure Commercial $239.69 ↓ -69%
Cigna/Midlands Commercial $260.83 ↓ -66%
Avera Health Plan Commercial $269.54 ↓ -65%
Wellmark UPH Self-Funded Commercial $345.57 ↓ -55%
Wellmark Blue Cross and Blue Shield HMO $345.57 ↓ -55%
Wellmark Blue Cross and Blue Shield PPO $345.57 ↓ -55%
Aetna Medicare Advantage $352.48 ↓ -55%
Wellmark Blue Cross and Blue Shield Medicare Advantage $352.48 ↓ -55%
Molina Medicare Advantage $352.48 ↓ -55%
Humana Medicare Advantage $362.85 ↓ -53%
Amerivantage Medicare Advantage $362.85 ↓ -53%
United Healthcare Medicare Advantage $362.85 ↓ -53%
Aetna HMO $518.36 ↓ -33%
Aetna PPO $518.36 ↓ -33%
Health Partners Open Network Commercial $537.59 ↓ -31%
Amerigroup Managed Medicaid not published by hospital —
Iowa Total Care Managed Medicaid not published by hospital —

Visitor-reported prices

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Hla i & ii typing hr at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $776.00 $195.31 – $537.59
UnityPoint Health - Finley Hospital Dubuque $776.00 $3.50 – $537.59
UnityPoint Health - Grinnell Regional Medical Center Grinnell $776.00 $131.04 – $362.85
UnityPoint Health - Iowa Lutheran Hospital Des Moines $776.00 $108.65 – $537.59
UnityPoint Health - Jones Regional Medical Center Anamosa $776.00 $164.96 – $367.82
UnityPoint Health - Marshalltown Marshalltown $776.00 $145.14 – $362.85
UnityPoint Health - Trinity Bettendorf Bettendorf $776.00 $145.14 – $552.91
UnityPoint Health - Trinity Muscatine Muscatine $776.00 $3.50 – $552.91

All Iowa hospitals for this procedure →