healthcosts.net
Head CT scan (without contrast) at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$742.64
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$928.29
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$32.76 with Nebraska Total Care vs $536.55 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Nebraska Total Care | Managed Medicaid | $32.76 | ↓ -96% |
| Aetna | Medicare Advantage | $37.24 | ↓ -95% |
| Molina | Medicare Advantage | $37.98 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $37.98 | ↓ -95% |
| Amerivantage | Medicare Advantage | $39.10 | ↓ -95% |
| Humana | Medicare Advantage | $39.10 | ↓ -95% |
| United Healthcare | Medicare Advantage | $39.10 | ↓ -95% |
| United Healthcare | HMO | $54.16 | ↓ -93% |
| United Healthcare | PPO | $54.16 | ↓ -93% |
| Avera Health Plan | Commercial | $55.86 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | HMO | $77.00 | ↓ -90% |
| Wellmark UPH Self-Funded | Commercial | $77.00 | ↓ -90% |
| Cigna/Midlands | Commercial | $78.54 | ↓ -89% |
| Health Partners Open Network | Commercial | $81.93 | ↓ -89% |
| Wellmark Blue Cross and Blue Shield | PPO | $90.60 | ↓ -88% |
| Amerigroup | Managed Medicaid | $94.18 | ↓ -87% |
| Iowa Total Care | Managed Medicaid | $94.18 | ↓ -87% |
| Aetna | HMO | $95.15 | ↓ -87% |
| Aetna | PPO | $109.90 | ↓ -85% |
| Medica Exchange Inspire | Commercial | $479.00 | ↓ -36% |
| Medica Exchange Insure | Commercial | $536.55 | ↓ -28% |
Visitor-reported prices
Comments
Head CT scan (without contrast) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Clinton Medical Center | Clinton | $1,633.45 | $96.27 – $2,513.00 |
| MercyOne Des Moines Medical Center | Des Moines | $2,453.00 | $98.68 – $1,993.00 |
| MercyOne Oelwein Medical Center | Oelwein | $1,368.25 | $804.53 – $2,105.00 |
| MercyOne Dyersville Medical Center | Dyersville | $1,368.25 | $795.69 – $2,369.39 |
| MercyOne Waterloo Medical Center | Waterloo | $2,476.00 | $98.49 – $2,476.00 |
| UnityPoint Health - St. Luke's Hospital | Cedar Rapids | $1,314.73 | $37.24 – $616.28 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $2,476.00 | $98.49 – $2,476.00 |
| MercyOne Elkader Medical Center | Elkader | $2,626.00 | $9.09 – $2,200.15 |