Ghs layered repair 12.6 - 20.0 cm -12055 at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,190.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,488.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$269.02 with Aetna vs $927.11 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $269.02 ↓ -77%
Molina Medicare Advantage $274.40 ↓ -77%
Wellmark Blue Cross and Blue Shield Medicare Advantage $274.40 ↓ -77%
Amerivantage Medicare Advantage $282.47 ↓ -76%
Humana Medicare Advantage $282.47 ↓ -76%
United Healthcare Medicare Advantage $282.47 ↓ -76%
Nebraska Total Care Managed Medicaid $303.02 ↓ -75%
Iowa Total Care Managed Medicaid $353.83 ↓ -70%
Amerigroup Managed Medicaid $353.83 ↓ -70%
Avera Health Plan Commercial $403.53 ↓ -66%
Wellmark UPH Self-Funded Commercial $538.90 ↓ -55%
Wellmark Blue Cross and Blue Shield HMO $538.90 ↓ -55%
Health Partners Open Network Commercial $549.78 ↓ -54%
Medica Exchange Inspire Commercial $601.38 ↓ -49%
Wellmark Blue Cross and Blue Shield PPO $634.00 ↓ -47%
Aetna HMO $668.79 ↓ -44%
Medica Exchange Insure Commercial $673.64 ↓ -43%
Cigna/Midlands Commercial $718.89 ↓ -40%
Aetna PPO $813.56 ↓ -32%
United Healthcare HMO $927.11 ↓ -22%
United Healthcare PPO $927.11 ↓ -22%

Visitor-reported prices

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Ghs layered repair 12.6 - 20.0 cm -12055 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $837.60 $382.44 – $426.40
MercyOne Genesis Davenport Medical Center Davenport $879.60 $382.44 – $514.80
MercyOne Genesis DeWitt Medical Center DeWitt $879.60 $269.28 – $578.16
UnityPoint Health - Allen Hospital Waterloo $1,190.40 $264.61 – $549.78
UnityPoint Health - Finley Hospital Dubuque $1,190.40 $131.39 – $549.78
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,190.40 $269.02 – $658.00
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,211.80 $269.02 – $655.89
UnityPoint Health - Jones Regional Medical Center Anamosa $1,190.40 $162.50 – $397.07

All Iowa hospitals for this procedure →