Full thick gft w/close donor fccmnaghf <=20sqcm 15240 at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$2,292.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,865.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$657.04 with Nebraska Total Care vs $2,460.81 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Nebraska Total Care Managed Medicaid $657.04 ↓ -71%
Aetna Medicare Advantage $719.93 ↓ -69%
Molina Medicare Advantage $734.33 ↓ -68%
Wellmark Blue Cross and Blue Shield Medicare Advantage $734.33 ↓ -68%
Amerivantage Medicare Advantage $755.93 ↓ -67%
United Healthcare Medicare Advantage $755.93 ↓ -67%
Humana Medicare Advantage $755.93 ↓ -67%
Avera Health Plan Commercial $1,079.90 ↓ -53%
Medica Exchange Inspire Commercial $1,303.97 ↓ -43%
Wellmark Blue Cross and Blue Shield HMO $1,428.20 ↓ -38%
Wellmark UPH Self-Funded Commercial $1,428.20 ↓ -38%
Medica Exchange Insure Commercial $1,460.65 ↓ -36%
Health Partners Open Network Commercial $1,472.88 ↓ -36%
Cigna/Midlands Commercial $1,589.53 ↓ -31%
Iowa Total Care Managed Medicaid $1,620.01 ↓ -29%
Amerigroup Managed Medicaid $1,620.01 ↓ -29%
Wellmark Blue Cross and Blue Shield PPO $1,680.30 ↓ -27%
Aetna HMO $1,770.52 ↓ -23%
Aetna PPO $2,155.16 ↓ -6%
United Healthcare HMO $2,460.81 ↑ +7%
United Healthcare PPO $2,460.81 ↑ +7%

Visitor-reported prices

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Full thick gft w/close donor fccmnaghf <=20sqcm 15240 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,699.80 not published
MercyOne Genesis Davenport Medical Center Davenport $1,785.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $1,785.00 $928.00 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $3,375.25 $719.93 – $2,223.44
UnityPoint Health - Finley Hospital Dubuque $2,292.00 $719.93 – $2,635.80
UnityPoint Health - Grinnell Regional Medical Center Grinnell $2,292.00 $719.93 – $1,916.61
UnityPoint Health - Iowa Lutheran Hospital Des Moines $3,503.56 $719.93 – $1,896.30
UnityPoint Health - Jones Regional Medical Center Anamosa $2,292.00 $719.93 – $1,916.61

All Iowa hospitals for this procedure →