Fine needle asp without image guide 10021 at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$579.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$724.49

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.41 with Aetna vs $418.76 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $49.41 ↓ -91%
Molina Medicare Advantage $50.40 ↓ -91%
Wellmark Blue Cross and Blue Shield Medicare Advantage $50.40 ↓ -91%
Amerivantage Medicare Advantage $51.88 ↓ -91%
Humana Medicare Advantage $51.88 ↓ -91%
United Healthcare Medicare Advantage $51.88 ↓ -91%
Avera Health Plan Commercial $74.12 ↓ -87%
Nebraska Total Care Managed Medicaid $85.80 ↓ -85%
Wellmark Blue Cross and Blue Shield HMO $97.80 ↓ -83%
Wellmark UPH Self-Funded Commercial $97.80 ↓ -83%
Wellmark Blue Cross and Blue Shield PPO $115.10 ↓ -80%
Health Partners Open Network Commercial $130.40 ↓ -78%
Cigna/Midlands Commercial $131.36 ↓ -77%
Aetna HMO $154.15 ↓ -73%
United Healthcare HMO $174.35 ↓ -70%
United Healthcare PPO $174.35 ↓ -70%
Aetna PPO $187.65 ↓ -68%
Iowa Total Care Managed Medicaid $353.83 ↓ -39%
Amerigroup Managed Medicaid $353.83 ↓ -39%
Medica Exchange Inspire Commercial $373.84 ↓ -36%
Medica Exchange Insure Commercial $418.76 ↓ -28%

Visitor-reported prices

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Fine needle asp without image guide 10021 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $264.00 $226.85 – $382.44
MercyOne Des Moines Medical Center Des Moines $507.00 $14.70 – $789.21
MercyOne North Iowa Medical Center Mason City $294.47 $17.58 – $880.71
MercyOne Genesis Davenport Medical Center Davenport $363.00 $262.60 – $382.44
MercyOne Genesis DeWitt Medical Center DeWitt $277.20 $337.26 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $264.00 $49.41 – $331.16
UnityPoint Health - Finley Hospital Dubuque $264.00 $49.41 – $351.28
UnityPoint Health - Grinnell Regional Medical Center Grinnell $264.00 $49.41 – $397.52

All Iowa hospitals for this procedure →