Fetal non stress test at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$450.16
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$562.70
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.56 with Nebraska Total Care vs $325.24 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Nebraska Total Care | Managed Medicaid | $14.56 | ↓ -97% |
| Aetna | Medicare Advantage | $17.87 | ↓ -96% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $18.23 | ↓ -96% |
| Molina | Medicare Advantage | $18.23 | ↓ -96% |
| United Healthcare | Medicare Advantage | $18.76 | ↓ -96% |
| Humana | Medicare Advantage | $18.76 | ↓ -96% |
| Amerivantage | Medicare Advantage | $18.76 | ↓ -96% |
| Avera Health Plan | Commercial | $26.81 | ↓ -94% |
| Health Partners Open Network | Commercial | $33.13 | ↓ -93% |
| Wellmark UPH Self-Funded | Commercial | $38.50 | ↓ -91% |
| Wellmark Blue Cross and Blue Shield | HMO | $38.50 | ↓ -91% |
| Aetna | HMO | $40.20 | ↓ -91% |
| Wellmark Blue Cross and Blue Shield | PPO | $45.20 | ↓ -90% |
| Cigna/Midlands | Commercial | $47.94 | ↓ -89% |
| Aetna | PPO | $48.24 | ↓ -89% |
| United Healthcare | HMO | $55.89 | ↓ -88% |
| United Healthcare | PPO | $55.89 | ↓ -88% |
| Amerigroup | Managed Medicaid | $178.16 | ↓ -60% |
| Iowa Total Care | Managed Medicaid | $178.16 | ↓ -60% |
| Medica Exchange Inspire | Commercial | $290.35 | ↓ -36% |
| Medica Exchange Insure | Commercial | $325.24 | ↓ -28% |
Visitor-reported prices
Comments
Fetal non stress test at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $358.20 | $192.56 – $269.59 |
| MercyOne Dubuque Medical Center | Dubuque | $185.90 | $102.10 – $403.96 |
| MercyOne Clinton Medical Center | Clinton | $806.00 | $3.95 – $522.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $1,078.25 | $7.90 – $887.00 |
| MercyOne Newton Medical Center | Newton | $336.70 | $191.37 – $518.00 |
| MercyOne North Iowa Medical Center | Mason City | $3,712.30 | $7.90 – $513.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $376.20 | $192.56 – $269.59 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $376.20 | $88.33 – $213.18 |