Dilation of anal sphincter at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$416.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$521.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$135.46 with Nebraska Total Care vs $1,044.22 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Nebraska Total Care Managed Medicaid $135.46 ↓ -68%
Aetna Medicare Advantage $153.25 ↓ -63%
Wellmark Blue Cross and Blue Shield Medicare Advantage $156.32 ↓ -62%
Molina Medicare Advantage $156.32 ↓ -62%
United Healthcare Medicare Advantage $160.91 ↓ -61%
Humana Medicare Advantage $160.91 ↓ -61%
Amerivantage Medicare Advantage $160.91 ↓ -61%
Avera Health Plan Commercial $229.88 ↓ -45%
Health Partners Open Network Commercial $313.25 ↓ -25%
Wellmark UPH Self-Funded Commercial $332.40 ↓ -20%
Wellmark Blue Cross and Blue Shield HMO $332.40 ↓ -20%
Aetna HMO $377.97 ↓ -9%
Wellmark Blue Cross and Blue Shield PPO $391.10 ↓ -6%
Cigna/Midlands Commercial $408.34 ↓ -2%
Aetna PPO $459.72 ↑ +10%
United Healthcare HMO $520.26 ↑ +25%
United Healthcare PPO $520.26 ↑ +25%
Amerigroup Managed Medicaid $1,044.22 ↑ +151%
Iowa Total Care Managed Medicaid $1,044.22 ↑ +151%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital

Visitor-reported prices

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Dilation of anal sphincter at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $336.00 not published
MercyOne Des Moines Medical Center Des Moines $621.00 $53.89 – $540.25
MercyOne Genesis Davenport Medical Center Davenport $352.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $352.80 $429.24 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $416.80 $153.25 – $977.31
UnityPoint Health - Finley Hospital Dubuque $416.80 $153.25 – $1,036.68
UnityPoint Health - Grinnell Regional Medical Center Grinnell $3,086.65 $153.25 – $1,554.90
UnityPoint Health - Iowa Lutheran Hospital Des Moines $416.80 $153.25 – $1,135.99

All Iowa hospitals for this procedure →