Cystoscopy and treatment at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$1,868.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,335.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$181.51 with Aetna vs $3,054.48 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $181.51 | ↓ -90% |
| Molina | Medicare Advantage | $185.14 | ↓ -90% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $185.14 | ↓ -90% |
| United Healthcare | Medicare Advantage | $190.59 | ↓ -90% |
| Humana | Medicare Advantage | $190.59 | ↓ -90% |
| Amerivantage | Medicare Advantage | $190.59 | ↓ -90% |
| Avera Health Plan | Commercial | $272.27 | ↓ -85% |
| Health Partners Open Network | Commercial | $371.24 | ↓ -80% |
| Wellmark UPH Self-Funded | Commercial | $385.70 | ↓ -79% |
| Wellmark Blue Cross and Blue Shield | HMO | $385.70 | ↓ -79% |
| Wellmark Blue Cross and Blue Shield | PPO | $453.80 | ↓ -76% |
| Aetna | HMO | $454.37 | ↓ -76% |
| Cigna/Midlands | Commercial | $483.36 | ↓ -74% |
| Aetna | PPO | $552.18 | ↓ -70% |
| Nebraska Total Care | Managed Medicaid | $607.10 | ↓ -68% |
| United Healthcare | HMO | $645.20 | ↓ -65% |
| United Healthcare | PPO | $645.20 | ↓ -65% |
| Amerigroup | Managed Medicaid | $3,054.48 | ↑ +64% |
| Iowa Total Care | Managed Medicaid | $3,054.48 | ↑ +64% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Cystoscopy and treatment at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $18,682.01 | $32.40 – $7,043.23 |
| MercyOne Clinton Medical Center | Clinton | $772.44 | $14.65 – $643.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $21,115.93 | $31.45 – $6,843.44 |
| MercyOne Centerville Medical Center | Centerville | $9,250.00 | $2,538.20 – $9,250.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,868.00 | $181.51 – $2,858.76 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,868.00 | $181.51 – $3,032.43 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,868.00 | $181.51 – $3,431.60 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,868.00 | $181.51 – $3,322.91 |