Colposcopy w/biopsy of cervix 57455 at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$382.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$478.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$97.16 with Aetna vs $344.05 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $97.16 | ↓ -75% |
| Molina | Medicare Advantage | $99.10 | ↓ -74% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $99.10 | ↓ -74% |
| United Healthcare | Medicare Advantage | $102.02 | ↓ -73% |
| Humana | Medicare Advantage | $102.02 | ↓ -73% |
| Amerivantage | Medicare Advantage | $102.02 | ↓ -73% |
| Nebraska Total Care | Managed Medicaid | $124.28 | ↓ -68% |
| Avera Health Plan | Commercial | $145.74 | ↓ -62% |
| Wellmark UPH Self-Funded | Commercial | $206.20 | ↓ -46% |
| Wellmark Blue Cross and Blue Shield | HMO | $206.20 | ↓ -46% |
| Health Partners Open Network | Commercial | $207.81 | ↓ -46% |
| Wellmark Blue Cross and Blue Shield | PPO | $242.50 | ↓ -37% |
| Aetna | HMO | $245.29 | ↓ -36% |
| Cigna/Midlands | Commercial | $259.44 | ↓ -32% |
| Iowa Total Care | Managed Medicaid | $269.40 | ↓ -30% |
| Amerigroup | Managed Medicaid | $269.40 | ↓ -30% |
| Aetna | PPO | $297.54 | ↓ -22% |
| United Healthcare | HMO | $344.05 | ↓ -10% |
| United Healthcare | PPO | $344.05 | ↓ -10% |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
| Medica Exchange Insure | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Colposcopy w/biopsy of cervix 57455 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $264.00 | not published |
| MercyOne Clinton Medical Center | Clinton | $234.00 | $30.78 – $234.00 |
| MercyOne Des Moines Medical Center | Des Moines | $1,464.45 | $97.16 – $2,253.00 |
| MercyOne North Iowa Medical Center | Mason City | $324.00 | $34.83 – $660.19 |
| MercyOne Genesis Davenport Medical Center | Davenport | $277.20 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $277.20 | $337.26 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $534.30 | $30.78 – $3,576.15 |
| UnityPoint Health - Allen Hospital | Waterloo | $382.40 | $97.16 – $259.44 |