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Clsd tx/dis phalan fx without manip/ea 26750 at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$797.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$996.77

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$147.68 with Nebraska Total Care vs $576.13 with Medica Exchange Insure — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Nebraska Total Care Managed Medicaid $147.68 ↓ -81%
Aetna Medicare Advantage $179.90 ↓ -77%
Molina Medicare Advantage $183.50 ↓ -77%
Wellmark Blue Cross and Blue Shield Medicare Advantage $183.50 ↓ -77%
Amerivantage Medicare Advantage $188.90 ↓ -76%
Humana Medicare Advantage $188.90 ↓ -76%
United Healthcare Medicare Advantage $188.90 ↓ -76%
Amerigroup Managed Medicaid $212.45 ↓ -73%
Iowa Total Care Managed Medicaid $212.45 ↓ -73%
Avera Health Plan Commercial $269.85 ↓ -66%
Health Partners Open Network Commercial $330.90 ↓ -59%
Wellmark Blue Cross and Blue Shield HMO $391.50 ↓ -51%
Wellmark UPH Self-Funded Commercial $391.50 ↓ -51%
Aetna HMO $403.43 ↓ -49%
Wellmark Blue Cross and Blue Shield PPO $460.50 ↓ -42%
Cigna/Midlands Commercial $475.07 ↓ -40%
Aetna PPO $491.89 ↓ -38%
Medica Exchange Inspire Commercial $514.33 ↓ -36%
United Healthcare HMO $570.46 ↓ -28%
United Healthcare PPO $570.46 ↓ -28%
Medica Exchange Insure Commercial $576.13 ↓ -28%

Visitor-reported prices

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Clsd tx/dis phalan fx without manip/ea 26750 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $327.60 not published
MercyOne New Hampton Medical Center New Hampton $361.40 $220.12 – $556.00
MercyOne North Iowa Medical Center Mason City $159.25 $62.72 – $534.40
MercyOne Genesis Davenport Medical Center Davenport $343.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $343.80 $418.29 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $671.00 $27.26 – $671.00
UnityPoint Health - Allen Hospital Waterloo $454.40 $149.26 – $391.50
UnityPoint Health - Finley Hospital Dubuque $454.40 $98.30 – $391.50

All Iowa hospitals for this procedure →