Bone imaging multiple areas at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$1,272.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,590.03
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$28.08 with Nebraska Total Care vs $919.04 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Nebraska Total Care | Managed Medicaid | $28.08 | ↓ -98% |
| Aetna | Medicare Advantage | $36.00 | ↓ -97% |
| Molina | Medicare Advantage | $36.72 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $36.72 | ↓ -97% |
| Humana | Medicare Advantage | $37.80 | ↓ -97% |
| United Healthcare | Medicare Advantage | $37.80 | ↓ -97% |
| Amerivantage | Medicare Advantage | $37.80 | ↓ -97% |
| United Healthcare | HMO | $52.36 | ↓ -96% |
| United Healthcare | PPO | $52.36 | ↓ -96% |
| Avera Health Plan | Commercial | $54.00 | ↓ -96% |
| Wellmark Blue Cross and Blue Shield | HMO | $66.20 | ↓ -95% |
| Wellmark UPH Self-Funded | Commercial | $66.20 | ↓ -95% |
| Cigna/Midlands | Commercial | $75.29 | ↓ -94% |
| Wellmark Blue Cross and Blue Shield | PPO | $77.90 | ↓ -94% |
| Health Partners Open Network | Commercial | $80.63 | ↓ -94% |
| Aetna | HMO | $91.14 | ↓ -93% |
| Aetna | PPO | $105.87 | ↓ -92% |
| Amerigroup | Managed Medicaid | $355.87 | ↓ -72% |
| Iowa Total Care | Managed Medicaid | $355.87 | ↓ -72% |
| Medica Exchange Inspire | Commercial | $820.46 | ↓ -35% |
| Medica Exchange Insure | Commercial | $919.04 | ↓ -28% |
Visitor-reported prices
Comments
Bone imaging multiple areas at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Clinton Medical Center | Clinton | $560.95 | $244.23 – $874.53 |
| UnityPoint Health - Allen Hospital | Waterloo | $503.20 | $36.00 – $333.07 |
| UnityPoint Health - Finley Hospital | Dubuque | $503.20 | $36.00 – $353.30 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,086.58 | $36.00 – $547.36 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,071.62 | $36.00 – $393.82 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $1,015.22 | $36.00 – $1,125.62 |
| UnityPoint Health - Marshalltown | Marshalltown | $503.20 | $36.00 – $391.02 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $1,534.24 | $36.00 – $751.78 |