Biospy of bladder at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$1,470.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,837.79
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$215.39 with Iowa Total Care vs $1,194.56 with Avera Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Iowa Total Care | Managed Medicaid | $215.39 | ↓ -85% |
| Amerigroup | Managed Medicaid | $215.39 | ↓ -85% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $241.76 | ↓ -84% |
| Molina | Medicare Advantage | $241.76 | ↓ -84% |
| Aetna | Medicare Advantage | $241.76 | ↓ -84% |
| United Healthcare | Medicare Advantage | $248.87 | ↓ -83% |
| Humana | Medicare Advantage | $248.87 | ↓ -83% |
| Amerivantage | Medicare Advantage | $248.87 | ↓ -83% |
| Health Partners Open Network | Commercial | $363.11 | ↓ -75% |
| Nebraska Total Care | Managed Medicaid | $477.83 | ↓ -67% |
| Aetna | HMO | $518.23 | ↓ -65% |
| Aetna | PPO | $594.60 | ↓ -60% |
| United Healthcare | HMO | $649.15 | ↓ -56% |
| United Healthcare | PPO | $649.15 | ↓ -56% |
| Medica Exchange Inspire | Commercial | $948.30 | ↓ -36% |
| Medica Exchange Insure | Commercial | $1,062.24 | ↓ -28% |
| Cigna/Midlands | Commercial | $1,155.97 | ↓ -21% |
| Avera Health Plan | Commercial | $1,194.56 | ↓ -19% |
| Wellmark UPH Self-Funded | Commercial | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | PPO | not published by hospital | — |
| Wellmark Blue Cross and Blue Shield | HMO | not published by hospital | — |
Visitor-reported prices
Comments
Biospy of bladder at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $79.80 | $86.45 – $232.81 |
| MercyOne Genesis Davenport Medical Center | Davenport | $92.40 | $100.10 – $232.81 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $814.44 | $231.54 – $440.82 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $1,399.37 | $209.28 – $921.83 |
| UnityPoint Health - Trinity Muscatine | Muscatine | $1,399.37 | $210.04 – $7,680.75 |
| UnityPoint Health - St. Luke's Hospital | Cedar Rapids | $1,492.11 | $213.92 – $1,022.09 |
| CHI Health Mercy Council Bluffs | Council Bluffs | $183.12 | $65.40 – $370.60 |
| UnityPoint Health - Allen Hospital | Waterloo | not published | $201.59 – $347.95 |