Biopsy external ear 69100 at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$241.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$302.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.85 with Aetna vs $205.66 with Amerigroup — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $41.85 ↓ -83%
Molina Medicare Advantage $42.69 ↓ -82%
Wellmark Blue Cross and Blue Shield Medicare Advantage $42.69 ↓ -82%
United Healthcare Medicare Advantage $43.94 ↓ -82%
Humana Medicare Advantage $43.94 ↓ -82%
Amerivantage Medicare Advantage $43.94 ↓ -82%
Avera Health Plan Commercial $62.78 ↓ -74%
Nebraska Total Care Managed Medicaid $78.52 ↓ -68%
Wellmark UPH Self-Funded Commercial $87.00 ↓ -64%
Wellmark Blue Cross and Blue Shield HMO $87.00 ↓ -64%
Health Partners Open Network Commercial $90.92 ↓ -62%
Wellmark Blue Cross and Blue Shield PPO $102.40 ↓ -58%
Aetna HMO $108.55 ↓ -55%
Cigna/Midlands Commercial $111.88 ↓ -54%
Aetna PPO $131.33 ↓ -46%
United Healthcare HMO $149.71 ↓ -38%
United Healthcare PPO $149.71 ↓ -38%
Iowa Total Care Managed Medicaid $205.66 ↓ -15%
Amerigroup Managed Medicaid $205.66 ↓ -15%
Medica Exchange Inspire Commercial not published by hospital
Medica Exchange Insure Commercial not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Biopsy external ear 69100 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $186.60 not published
MercyOne North Iowa Medical Center Mason City $1,212.00 $12.05 – $513.13
MercyOne Genesis Davenport Medical Center Davenport $196.20 not published
MercyOne Genesis DeWitt Medical Center DeWitt $196.20 $238.71 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $650.00 $11.93 – $710.00
UnityPoint Health - Allen Hospital Waterloo $241.60 $41.85 – $192.48
UnityPoint Health - Finley Hospital Dubuque $241.60 $41.85 – $277.84
UnityPoint Health - Grinnell Regional Medical Center Grinnell $241.60 $41.85 – $231.05

All Iowa hospitals for this procedure →