Analysis gene f5 leiden variant at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$147.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.55 with Nebraska Total Care vs $110.06 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Nebraska Total Care Managed Medicaid $41.55 ↓ -72%
United Healthcare HMO $44.02 ↓ -70%
United Healthcare PPO $44.02 ↓ -70%
Wellmark Blue Cross and Blue Shield HMO $73.37 ↓ -50%
Wellmark Blue Cross and Blue Shield PPO $73.37 ↓ -50%
Wellmark UPH Self-Funded Commercial $73.37 ↓ -50%
Wellmark Blue Cross and Blue Shield Medicare Advantage $74.84 ↓ -49%
Molina Medicare Advantage $74.84 ↓ -49%
Aetna Medicare Advantage $74.84 ↓ -49%
Amerivantage Medicare Advantage $77.04 ↓ -48%
Humana Medicare Advantage $77.04 ↓ -48%
United Healthcare Medicare Advantage $77.04 ↓ -48%
Medica Exchange Inspire Commercial $82.47 ↓ -44%
Medica Exchange Insure Commercial $92.38 ↓ -37%
Cigna/Midlands Commercial $95.38 ↓ -35%
Health Partners Open Network Commercial $102.74 ↓ -30%
Avera Health Plan Commercial $103.88 ↓ -29%
Aetna HMO $110.06 ↓ -25%
Aetna PPO $110.06 ↓ -25%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Analysis gene f5 leiden variant at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $216.00 $73.37 – $73.37
MercyOne Dubuque Medical Center Dubuque $369.20 $71.09 – $568.00
MercyOne New Hampton Medical Center New Hampton $379.60 $231.21 – $584.00
MercyOne Dyersville Medical Center Dyersville $379.60 $220.75 – $657.35
MercyOne Clinton Medical Center Clinton $126.10 $54.90 – $194.00
MercyOne Oelwein Medical Center Oelwein $379.60 $223.20 – $584.00
MercyOne Cedar Falls Medical Center Cedar Falls $418.60 $71.09 – $644.00
MercyOne Elkader Medical Center Elkader $379.60 $300.58 – $610.40

All Iowa hospitals for this procedure →