Allograft allowrap 4x4cm dry 16sqcm at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$77.27 with Health Partners Open Network vs $405.42 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Partners Open Network | Commercial | $77.27 | — |
| United Healthcare | HMO | $79.00 | — |
| United Healthcare | PPO | $79.00 | — |
| Wellmark Blue Cross and Blue Shield | PPO | $82.76 | — |
| Wellmark Blue Cross and Blue Shield | HMO | $82.76 | — |
| Wellmark UPH Self-Funded | Commercial | $82.76 | — |
| Avera Health Plan | Commercial | $97.59 | — |
| Cigna/Midlands | Commercial | $100.95 | — |
| Aetna | PPO | $405.42 | — |
| Aetna | HMO | $405.42 | — |
Visitor-reported prices
Comments
Allograft allowrap 4x4cm dry 16sqcm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $424.66 | $44.93 – $231.82 |
| MercyOne New Hampton Medical Center | New Hampton | $528.94 | $95.32 – $240.77 |
| MercyOne Dyersville Medical Center | Dyersville | $424.66 | $87.63 – $260.94 |
| MercyOne Clinton Medical Center | Clinton | $424.66 | $44.93 – $231.82 |
| MercyOne Oelwein Medical Center | Oelwein | $424.66 | $88.60 – $231.82 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $424.66 | $40.20 – $231.82 |
| MercyOne Elkader Medical Center | Elkader | $424.66 | $119.32 – $242.30 |
| MercyOne West Des Moines Medical Center | West Des Moines | $653.33 | $37.83 – $231.82 |