Ablate pulm tumor perq rf at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$17,062.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21,328.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$391.92 with Aetna vs $5,167.04 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $391.92 ↓ -98%
Molina Medicare Advantage $399.76 ↓ -98%
Wellmark Blue Cross and Blue Shield Medicare Advantage $399.76 ↓ -98%
Humana Medicare Advantage $411.52 ↓ -98%
United Healthcare Medicare Advantage $411.52 ↓ -98%
Amerivantage Medicare Advantage $411.52 ↓ -98%
Health Partners Open Network Commercial $550.83 ↓ -97%
Avera Health Plan Commercial $587.88 ↓ -97%
Aetna HMO $642.00 ↓ -96%
Aetna PPO $781.39 ↓ -95%
Wellmark Blue Cross and Blue Shield HMO $793.70 ↓ -95%
Wellmark UPH Self-Funded Commercial $793.70 ↓ -95%
Wellmark Blue Cross and Blue Shield PPO $933.80 ↓ -95%
Cigna/Midlands Commercial $1,043.04 ↓ -94%
United Healthcare HMO $1,414.56 ↓ -92%
United Healthcare PPO $1,414.56 ↓ -92%
Nebraska Total Care Managed Medicaid $2,772.64 ↓ -84%
Amerigroup Managed Medicaid $5,167.04 ↓ -70%
Iowa Total Care Managed Medicaid $5,167.04 ↓ -70%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ablate pulm tumor perq rf at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $17,062.40 $391.92 – $4,835.96
UnityPoint Health - Finley Hospital Dubuque $17,062.40 $391.92 – $9,810.88
UnityPoint Health - Grinnell Regional Medical Center Grinnell $17,062.40 $391.92 – $5,804.99
UnityPoint Health - Iowa Lutheran Hospital Des Moines $17,062.40 $391.92 – $5,621.13
UnityPoint Health - Jones Regional Medical Center Anamosa $17,062.40 $391.92 – $1,043.04
UnityPoint Health - Marshalltown Marshalltown $17,062.40 $391.92 – $5,677.40
UnityPoint Health - Trinity Bettendorf Bettendorf $17,062.40 $391.92 – $5,020.47
UnityPoint Health - Trinity Muscatine Muscatine $17,062.40 $391.92 – $5,038.80

All Iowa hospitals for this procedure →