healthcosts.net
Abdominal CT scan (with and without contrast) at UnityPoint Health - St. Lukes Downtown
2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622
$1,193.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,491.73
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$53.56 with Nebraska Total Care vs $862.22 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Nebraska Total Care | Managed Medicaid | $53.56 | ↓ -96% |
| Aetna | Medicare Advantage | $60.94 | ↓ -95% |
| Molina | Medicare Advantage | $62.16 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $62.16 | ↓ -95% |
| Amerivantage | Medicare Advantage | $63.99 | ↓ -95% |
| Humana | Medicare Advantage | $63.99 | ↓ -95% |
| United Healthcare | Medicare Advantage | $63.99 | ↓ -95% |
| United Healthcare | HMO | $89.12 | ↓ -93% |
| United Healthcare | PPO | $89.12 | ↓ -93% |
| Avera Health Plan | Commercial | $91.41 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | HMO | $125.80 | ↓ -89% |
| Wellmark UPH Self-Funded | Commercial | $125.80 | ↓ -89% |
| Cigna/Midlands | Commercial | $129.23 | ↓ -89% |
| Health Partners Open Network | Commercial | $134.90 | ↓ -89% |
| Wellmark Blue Cross and Blue Shield | PPO | $148.00 | ↓ -88% |
| Aetna | HMO | $156.81 | ↓ -87% |
| Amerigroup | Managed Medicaid | $157.66 | ↓ -87% |
| Iowa Total Care | Managed Medicaid | $157.66 | ↓ -87% |
| Aetna | PPO | $180.92 | ↓ -85% |
| Medica Exchange Inspire | Commercial | $769.73 | ↓ -36% |
| Medica Exchange Insure | Commercial | $862.22 | ↓ -28% |
Visitor-reported prices
Comments
Abdominal CT scan (with and without contrast) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,268.72 | $60.94 – $1,201.25 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,396.92 | $60.94 – $920.22 |
| MercyOne New Hampton Medical Center | New Hampton | $1,951.30 | $1,188.49 – $3,002.00 |
| MercyOne Clinton Medical Center | Clinton | $2,189.85 | $161.52 – $3,369.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $4,983.00 | $165.56 – $4,983.00 |
| MercyOne Des Moines Medical Center | Des Moines | $2,388.10 | $165.56 – $3,674.00 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,477.20 | $170.40 – $238.57 |
| MercyOne Dubuque Medical Center | Dubuque | $1,792.70 | $157.36 – $2,758.00 |