1st psyc collab care mgmt at UnityPoint Health - St. Lukes Downtown

2720 Stone Park Blvd, Sioux City, IA · UnityPoint Health · · NPI 1962594622

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$272.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$340.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.92 with Iowa Total Care vs $226.15 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Iowa Total Care Managed Medicaid $81.92 ↓ -70%
Amerigroup Managed Medicaid $81.92 ↓ -70%
Aetna Medicare Advantage $86.36 ↓ -68%
Wellmark Blue Cross and Blue Shield Medicare Advantage $88.09 ↓ -68%
Molina Medicare Advantage $88.09 ↓ -68%
Nebraska Total Care Managed Medicaid $88.40 ↓ -68%
United Healthcare Medicare Advantage $90.68 ↓ -67%
Humana Medicare Advantage $90.68 ↓ -67%
Amerivantage Medicare Advantage $90.68 ↓ -67%
Avera Health Plan Commercial $129.54 ↓ -52%
Wellmark Blue Cross and Blue Shield PPO $133.00 ↓ -51%
Wellmark Blue Cross and Blue Shield HMO $133.00 ↓ -51%
Wellmark UPH Self-Funded Commercial $133.00 ↓ -51%
Health Partners Open Network Commercial $138.11 ↓ -49%
Cigna/Midlands Commercial $182.64 ↓ -33%
Aetna HMO $197.11 ↓ -28%
United Healthcare HMO $198.81 ↓ -27%
United Healthcare PPO $198.81 ↓ -27%
Aetna PPO $226.15 ↓ -17%
Medica Exchange Insure Commercial not published by hospital
Medica Exchange Inspire Commercial not published by hospital

Visitor-reported prices

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1st psyc collab care mgmt at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $272.00 $76.67 – $182.64
UnityPoint Health - Finley Hospital Dubuque $272.00 $81.33 – $312.80
UnityPoint Health - Grinnell Regional Medical Center Grinnell $272.00 $86.36 – $182.64
UnityPoint Health - Iowa Lutheran Hospital Des Moines $272.00 $86.36 – $182.64
UnityPoint Health - Jones Regional Medical Center Anamosa $272.00 $86.36 – $182.64
UnityPoint Health - Marshalltown Marshalltown $272.00 $86.36 – $182.64
UnityPoint Health - Trinity Bettendorf Bettendorf $272.00 $79.60 – $182.64
UnityPoint Health - Trinity Muscatine Muscatine $272.00 $79.89 – $182.64

All Iowa hospitals for this procedure →