Scr c/v cyto,thinlayer,rescr at Sanford Sheldon Medical Center
118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623
$152.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$191.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$48.17 with Sanford Health Plan Align vs $152.10 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $48.17 | ↓ -68% |
| Ucare | Medicare Replacement | $51.71 | ↓ -66% |
| Great Plains Medicare Advantage | Medicare Replacement | $52.22 | ↓ -66% |
| Aetna | Medicare Replacement | $52.22 | ↓ -66% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $52.22 | ↓ -66% |
| Health Partners | Medicare Replacement | $52.22 | ↓ -66% |
| United Healthcare | Medicare Replacement | $52.22 | ↓ -66% |
| Primewest | Medicare Replacement | $53.24 | ↓ -65% |
| Wellmark | HMO | $84.50 | ↓ -45% |
| Wellmark | PPO | $87.88 | ↓ -42% |
| Sanford Health Plan | Group Health/True | $90.55 | ↓ -41% |
| Sanford Health Plan | SD Exchange True | $90.55 | ↓ -41% |
| Security Health Plan | Commercial | $92.95 | ↓ -39% |
| Sanford Health Plan | Commercial/ND Pers | $106.52 | ↓ -30% |
| Sanford Health Plan | SD Exchange Commercial | $106.52 | ↓ -30% |
| Health Partners | State Employees | $111.54 | ↓ -27% |
| Health Partners | Commercial | $126.75 | ↓ -17% |
| Medica | Choice | $139.43 | ↓ -9% |
| United Healthcare | Commercial + Top 20 | $141.12 | ↓ -8% |
| Aetna | Commercial | $146.86 | ↓ -4% |
| Ucare | Commercial | $148.48 | ↓ -3% |
| Medica | Elect | $149.06 | ↓ -2% |
| Healthez | Commercial | $152.10 | ↓ -0% |
| First Choice Health Network | Commercial | $152.10 | ↓ -0% |
| Multiplan | Commercial | $152.10 | ↓ -0% |
Visitor-reported prices
Comments
Scr c/v cyto,thinlayer,rescr at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Oelwein Medical Center | Oelwein | $182.00 | $26.49 – $280.00 |
| MercyOne Waterloo Medical Center | Waterloo | $191.10 | $25.96 – $208.74 |
| UnityPoint Health - Allen Hospital | Waterloo | $55.00 | $15.89 – $44.48 |
| UnityPoint Health - Finley Hospital | Dubuque | $55.00 | $15.89 – $55.00 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $55.00 | $15.89 – $42.90 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $55.00 | $15.89 – $36.91 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $55.00 | $15.89 – $60.98 |
| UnityPoint Health - Marshalltown | Marshalltown | $55.00 | $15.89 – $54.86 |