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PSA (Prostate) Test at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$89.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$112.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.92 with Sanford Health Plan Align vs $100.80 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $31.92 ↓ -64%
Ucare Medicare Replacement $34.27 ↓ -62%
Aetna Medicare Replacement $34.61 ↓ -61%
Blue Cross Blue Shield of North Dakota Medicare Replacement $34.61 ↓ -61%
Great Plains Medicare Advantage Medicare Replacement $34.61 ↓ -61%
Health Partners Medicare Replacement $34.61 ↓ -61%
United Healthcare Medicare Replacement $34.61 ↓ -61%
Primewest Medicare Replacement $35.28 ↓ -61%
Wellmark HMO $56.00 ↓ -38%
Wellmark PPO $58.24 ↓ -35%
Sanford Health Plan Group Health/True $60.01 ↓ -33%
Sanford Health Plan SD Exchange True $60.01 ↓ -33%
Security Health Plan Commercial $61.60 ↓ -31%
Sanford Health Plan Commercial/ND Pers $70.59 ↓ -21%
Sanford Health Plan SD Exchange Commercial $70.59 ↓ -21%
Health Partners State Employees $73.92 ↓ -18%
Health Partners Commercial $84.00 ↓ -6%
Medica Choice $92.40 ↑ +3%
United Healthcare Commercial + Top 20 $93.52 ↑ +4%
Aetna Commercial $97.33 ↑ +9%
Ucare Commercial $98.40 ↑ +10%
Medica Elect $98.78 ↑ +10%
First Choice Health Network Commercial $100.80 ↑ +13%
Healthez Commercial $100.80 ↑ +13%
Multiplan Commercial $100.80 ↑ +13%

Visitor-reported prices

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PSA (Prostate) Test at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $64.28 $11.03 – $28.62
UnityPoint Health - Allen Hospital Waterloo $64.28 $11.03 – $42.34
MercyOne Genesis Davenport West Medical Center Davenport $84.00 $18.39 – $18.39
MercyOne Dubuque Medical Center Dubuque $75.40 $17.82 – $116.00
MercyOne New Hampton Medical Center New Hampton $122.20 $74.43 – $188.00
MercyOne Dyersville Medical Center Dyersville $122.20 $71.06 – $211.61
MercyOne Clinton Medical Center Clinton $380.90 $9.09 – $182.00
MercyOne Oelwein Medical Center Oelwein $122.20 $71.85 – $188.00

All Iowa hospitals for this procedure →