Ko elastic w/joints pre ots at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$75.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$94.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.25 with Sanford Health Plan Align vs $51.30 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $16.25 ↓ -78%
Ucare Medicare Replacement $17.44 ↓ -77%
Great Plains Medicare Advantage Medicare Replacement $17.61 ↓ -77%
Aetna Medicare Replacement $17.61 ↓ -77%
Blue Cross Blue Shield of North Dakota Medicare Replacement $17.61 ↓ -77%
Health Partners Medicare Replacement $17.61 ↓ -77%
United Healthcare Medicare Replacement $17.61 ↓ -77%
Primewest Medicare Replacement $17.96 ↓ -76%
Wellmark HMO $28.50 ↓ -62%
Wellmark PPO $29.64 ↓ -61%
Sanford Health Plan Group Health/True $30.54 ↓ -59%
Sanford Health Plan SD Exchange True $30.54 ↓ -59%
Security Health Plan Commercial $31.35 ↓ -58%
Sanford Health Plan Commercial/ND Pers $35.93 ↓ -52%
Sanford Health Plan SD Exchange Commercial $35.93 ↓ -52%
Health Partners State Employees $37.62 ↓ -50%
Health Partners Commercial $42.75 ↓ -43%
Medica Choice $47.03 ↓ -37%
United Healthcare Commercial + Top 20 $47.60 ↓ -37%
Aetna Commercial $49.53 ↓ -34%
Ucare Commercial $50.08 ↓ -33%
Medica Elect $50.27 ↓ -33%
Healthez Commercial $51.30 ↓ -32%
First Choice Health Network Commercial $51.30 ↓ -32%
Multiplan Commercial $51.30 ↓ -32%

Visitor-reported prices

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Ko elastic w/joints pre ots at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo not published $56.26 – $124.24
UnityPoint Health - Finley Hospital Dubuque not published $47.38 – $124.24
UnityPoint Health - Grinnell Regional Medical Center Grinnell not published $56.26 – $124.24
UnityPoint Health - Iowa Lutheran Hospital Des Moines not published $56.26 – $124.24
UnityPoint Health - Jones Regional Medical Center Anamosa not published $56.26 – $126.13
UnityPoint Health - Marshalltown Marshalltown not published $56.26 – $124.24
UnityPoint Health - St. Lukes Downtown Sioux City not published $56.26 – $124.24
UnityPoint Health - Trinity Bettendorf Bettendorf not published $56.26 – $124.24

All Iowa hospitals for this procedure →