Heparin bolus from bag at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$97.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$122.23

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.58 with Sanford Health Plan Align vs $68.16 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $21.58 ↓ -78%
Ucare Medicare Replacement $23.17 ↓ -76%
Great Plains Medicare Advantage Medicare Replacement $23.40 ↓ -76%
Aetna Medicare Replacement $23.40 ↓ -76%
Blue Cross Blue Shield of North Dakota Medicare Replacement $23.40 ↓ -76%
Health Partners Medicare Replacement $23.40 ↓ -76%
United Healthcare Medicare Replacement $23.40 ↓ -76%
Primewest Medicare Replacement $23.85 ↓ -76%
Wellmark HMO $37.87 ↓ -61%
Wellmark PPO $39.38 ↓ -60%
Sanford Health Plan Group Health/True $40.58 ↓ -59%
Sanford Health Plan SD Exchange True $40.58 ↓ -59%
Security Health Plan Commercial $41.65 ↓ -57%
Sanford Health Plan Commercial/ND Pers $47.73 ↓ -51%
Sanford Health Plan SD Exchange Commercial $47.73 ↓ -51%
Health Partners State Employees $49.98 ↓ -49%
Health Partners Commercial $56.80 ↓ -42%
Medica Choice $62.48 ↓ -36%
United Healthcare Commercial + Top 20 $63.23 ↓ -35%
Aetna Commercial $65.81 ↓ -33%
Ucare Commercial $66.54 ↓ -32%
Medica Elect $66.79 ↓ -32%
Healthez Commercial $68.16 ↓ -30%
First Choice Health Network Commercial $68.16 ↓ -30%
Multiplan Commercial $68.16 ↓ -30%

Visitor-reported prices

visitor-reported
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Heparin bolus from bag at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $84.16 not published
MercyOne Dubuque Medical Center Dubuque $80.00 $2.20 – $6.90
MercyOne New Hampton Medical Center New Hampton $45.00 $5.50 – $19.15
MercyOne Dyersville Medical Center Dyersville $80.00 $2.20 – $7.77
MercyOne Oelwein Medical Center Oelwein $22.50 $2.64 – $6.90
MercyOne Cedar Falls Medical Center Cedar Falls $75.00 $2.20 – $9.75
MercyOne Elkader Medical Center Elkader $38.75 $5.50 – $20.02
MercyOne West Des Moines Medical Center West Des Moines $45.00 $1.39 – $6.90

All Iowa hospitals for this procedure →