Ghs layer closure 7.6 - 12.5 cm - 12044 at Sanford Sheldon Medical Center
118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623
$782.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$978.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$278.73 with Sanford Health Plan Align vs $880.20 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $278.73 | ↓ -64% |
| Ucare | Medicare Replacement | $299.27 | ↓ -62% |
| Great Plains Medicare Advantage | Medicare Replacement | $302.20 | ↓ -61% |
| Aetna | Medicare Replacement | $302.20 | ↓ -61% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $302.20 | ↓ -61% |
| Health Partners | Medicare Replacement | $302.20 | ↓ -61% |
| United Healthcare | Medicare Replacement | $302.20 | ↓ -61% |
| Primewest | Medicare Replacement | $308.07 | ↓ -61% |
| Wellmark | HMO | $489.00 | ↓ -38% |
| Wellmark | PPO | $508.56 | ↓ -35% |
| Sanford Health Plan | Group Health/True | $524.01 | ↓ -33% |
| Sanford Health Plan | SD Exchange True | $524.01 | ↓ -33% |
| Security Health Plan | Commercial | $537.90 | ↓ -31% |
| Sanford Health Plan | Commercial/ND Pers | $616.43 | ↓ -21% |
| Sanford Health Plan | SD Exchange Commercial | $616.43 | ↓ -21% |
| Health Partners | State Employees | $645.48 | ↓ -18% |
| Health Partners | Commercial | $733.50 | ↓ -6% |
| Medica | Choice | $806.85 | ↑ +3% |
| United Healthcare | Commercial + Top 20 | $816.63 | ↑ +4% |
| Aetna | Commercial | $849.88 | ↑ +9% |
| Ucare | Commercial | $859.27 | ↑ +10% |
| Medica | Elect | $862.60 | ↑ +10% |
| Healthez | Commercial | $880.20 | ↑ +13% |
| First Choice Health Network | Commercial | $880.20 | ↑ +13% |
| Multiplan | Commercial | $880.20 | ↑ +13% |
Visitor-reported prices
Comments
Ghs layer closure 7.6 - 12.5 cm - 12044 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $637.20 | $373.10 – $585.94 |
| MercyOne North Iowa Medical Center | Mason City | $3,778.00 | $31.45 – $1,601.18 |
| MercyOne Genesis Davenport Medical Center | Davenport | $902.40 | $450.45 – $585.94 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $669.00 | $235.62 – $505.89 |
| UnityPoint Health - Allen Hospital | Waterloo | $911.20 | $193.56 – $507.38 |
| UnityPoint Health - Finley Hospital | Dubuque | $911.20 | $126.74 – $538.20 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $1,028.10 | $193.56 – $609.05 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $911.20 | $193.56 – $589.75 |