Ghs bladder cath - complex-foley at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$316.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$395.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.58 with Sanford Health Plan Align vs $355.50 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $112.58 ↓ -64%
Ucare Medicare Replacement $120.87 ↓ -62%
Great Plains Medicare Advantage Medicare Replacement $122.06 ↓ -61%
Aetna Medicare Replacement $122.06 ↓ -61%
Blue Cross Blue Shield of North Dakota Medicare Replacement $122.06 ↓ -61%
Health Partners Medicare Replacement $122.06 ↓ -61%
United Healthcare Medicare Replacement $122.06 ↓ -61%
Primewest Medicare Replacement $124.43 ↓ -61%
Wellmark HMO $197.50 ↓ -38%
Wellmark PPO $205.40 ↓ -35%
Sanford Health Plan Group Health/True $211.64 ↓ -33%
Sanford Health Plan SD Exchange True $211.64 ↓ -33%
Security Health Plan Commercial $217.25 ↓ -31%
Sanford Health Plan Commercial/ND Pers $248.97 ↓ -21%
Sanford Health Plan SD Exchange Commercial $248.97 ↓ -21%
Health Partners State Employees $260.70 ↓ -18%
Health Partners Commercial $296.25 ↓ -6%
Medica Choice $325.88 ↑ +3%
United Healthcare Commercial + Top 20 $329.83 ↑ +4%
Aetna Commercial $343.26 ↑ +9%
Ucare Commercial $347.05 ↑ +10%
Medica Elect $348.39 ↑ +10%
Healthez Commercial $355.50 ↑ +13%
First Choice Health Network Commercial $355.50 ↑ +13%
Multiplan Commercial $355.50 ↑ +13%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs bladder cath - complex-foley at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $245.40 $149.77 – $183.30
MercyOne Clinton Medical Center Clinton $244.00 $11.23 – $275.35
MercyOne Des Moines Medical Center Des Moines $162.00 $11.23 – $162.00
MercyOne North Iowa Medical Center Mason City $107.25 $42.24 – $278.77
MercyOne Genesis Davenport Medical Center Davenport $257.40 $149.77 – $209.67
MercyOne Genesis DeWitt Medical Center DeWitt $257.40 $115.94 – $248.93
UnityPoint Health - Allen Hospital Waterloo $344.00 $68.67 – $177.28
UnityPoint Health - Finley Hospital Dubuque $344.00 $68.67 – $284.05

All Iowa hospitals for this procedure →