Gated heart multiple at Sanford Sheldon Medical Center
118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623
$2,422.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,028.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$862.98 with Sanford Health Plan Align vs $2,725.20 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $862.98 | ↓ -64% |
| Ucare | Medicare Replacement | $926.57 | ↓ -62% |
| Great Plains Medicare Advantage | Medicare Replacement | $935.65 | ↓ -61% |
| Aetna | Medicare Replacement | $935.65 | ↓ -61% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $935.65 | ↓ -61% |
| Health Partners | Medicare Replacement | $935.65 | ↓ -61% |
| United Healthcare | Medicare Replacement | $935.65 | ↓ -61% |
| Primewest | Medicare Replacement | $953.82 | ↓ -61% |
| Wellmark | HMO | $1,514.00 | ↓ -38% |
| Wellmark | PPO | $1,574.56 | ↓ -35% |
| Sanford Health Plan | Group Health/True | $1,622.40 | ↓ -33% |
| Sanford Health Plan | SD Exchange True | $1,622.40 | ↓ -33% |
| Security Health Plan | Commercial | $1,665.40 | ↓ -31% |
| Sanford Health Plan | Commercial/ND Pers | $1,908.55 | ↓ -21% |
| Sanford Health Plan | SD Exchange Commercial | $1,908.55 | ↓ -21% |
| Health Partners | State Employees | $1,998.48 | ↓ -18% |
| Health Partners | Commercial | $2,271.00 | ↓ -6% |
| Medica | Choice | $2,498.10 | ↑ +3% |
| United Healthcare | Commercial + Top 20 | $2,528.38 | ↑ +4% |
| Aetna | Commercial | $2,631.33 | ↑ +9% |
| Ucare | Commercial | $2,660.40 | ↑ +10% |
| Medica | Elect | $2,670.70 | ↑ +10% |
| Healthez | Commercial | $2,725.20 | ↑ +13% |
| First Choice Health Network | Commercial | $2,725.20 | ↑ +13% |
| Multiplan | Commercial | $2,725.20 | ↑ +13% |
Visitor-reported prices
Comments
Gated heart multiple at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Dubuque Medical Center | Dubuque | $1,006.85 | $358.66 – $1,549.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,190.41 | $63.35 – $784.18 |
| UnityPoint Health - Finley Hospital | Dubuque | $671.20 | $63.35 – $353.30 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $671.20 | $63.35 – $399.81 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,903.96 | $63.35 – $699.71 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $671.20 | $63.35 – $142.92 |
| UnityPoint Health - Marshalltown | Marshalltown | $1,190.41 | $63.35 – $714.24 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $1,276.51 | $56.42 – $922.27 |