Ftl cgen abnor four anal at Sanford Sheldon Medical Center
118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623
$545.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$682.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$132.24 with Sanford Health Plan Align vs $417.60 with First Choice Health Network — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $132.24 | ↓ -76% |
| Ucare | Medicare Replacement | $141.98 | ↓ -74% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $143.38 | ↓ -74% |
| United Healthcare | Medicare Replacement | $143.38 | ↓ -74% |
| Great Plains Medicare Advantage | Medicare Replacement | $143.38 | ↓ -74% |
| Aetna | Medicare Replacement | $143.38 | ↓ -74% |
| Health Partners | Medicare Replacement | $143.38 | ↓ -74% |
| Primewest | Medicare Replacement | $146.16 | ↓ -73% |
| Wellmark | HMO | $232.00 | ↓ -57% |
| Wellmark | PPO | $241.28 | ↓ -56% |
| Sanford Health Plan | Group Health/True | $248.61 | ↓ -54% |
| Sanford Health Plan | SD Exchange True | $248.61 | ↓ -54% |
| Security Health Plan | Commercial | $255.20 | ↓ -53% |
| Sanford Health Plan | Commercial/ND Pers | $292.46 | ↓ -46% |
| Sanford Health Plan | SD Exchange Commercial | $292.46 | ↓ -46% |
| Health Partners | State Employees | $306.24 | ↓ -44% |
| Health Partners | Commercial | $348.00 | ↓ -36% |
| Medica | Choice | $382.80 | ↓ -30% |
| United Healthcare | Commercial + Top 20 | $387.44 | ↓ -29% |
| Aetna | Commercial | $403.22 | ↓ -26% |
| Ucare | Commercial | $407.67 | ↓ -25% |
| Medica | Elect | $409.25 | ↓ -25% |
| Multiplan | Commercial | $417.60 | ↓ -23% |
| Healthez | Commercial | $417.60 | ↓ -23% |
| First Choice Health Network | Commercial | $417.60 | ↓ -23% |
Visitor-reported prices
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Ftl cgen abnor four anal at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Allen Hospital | Waterloo | $307.20 | $90.41 – $214.91 |
| UnityPoint Health - Finley Hospital | Dubuque | $307.20 | $3.50 – $214.91 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $307.20 | $60.66 – $161.18 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $307.20 | $50.29 – $214.91 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $307.20 | $76.36 – $170.26 |
| UnityPoint Health - Marshalltown | Marshalltown | $307.20 | $67.18 – $161.18 |
| UnityPoint Health - St. Lukes Downtown | Sioux City | $307.20 | $49.91 – $214.91 |
| UnityPoint Health - Trinity Bettendorf | Bettendorf | $307.20 | $67.18 – $245.60 |