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Cystoscopy (Bladder Scope) at Sanford Sheldon Medical Center
118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623
$3,592.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,491.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,279.94 with Sanford Health Plan Align vs $4,041.90 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Sanford Health Plan Align | Medicare Replacement | $1,279.94 | ↓ -64% |
| Ucare | Medicare Replacement | $1,374.25 | ↓ -62% |
| Aetna | Medicare Replacement | $1,387.72 | ↓ -61% |
| Blue Cross Blue Shield of North Dakota | Medicare Replacement | $1,387.72 | ↓ -61% |
| Great Plains Medicare Advantage | Medicare Replacement | $1,387.72 | ↓ -61% |
| Health Partners | Medicare Replacement | $1,387.72 | ↓ -61% |
| United Healthcare | Medicare Replacement | $1,387.72 | ↓ -61% |
| Primewest | Medicare Replacement | $1,414.67 | ↓ -61% |
| Wellmark | HMO | $2,245.50 | ↓ -38% |
| Wellmark | PPO | $2,335.32 | ↓ -35% |
| Sanford Health Plan | Group Health/True | $2,406.28 | ↓ -33% |
| Sanford Health Plan | SD Exchange True | $2,406.28 | ↓ -33% |
| Security Health Plan | Commercial | $2,470.05 | ↓ -31% |
| Sanford Health Plan | Commercial/ND Pers | $2,830.68 | ↓ -21% |
| Sanford Health Plan | SD Exchange Commercial | $2,830.68 | ↓ -21% |
| Health Partners | State Employees | $2,964.06 | ↓ -18% |
| Health Partners | Commercial | $3,368.25 | ↓ -6% |
| Medica | Choice | $3,705.08 | ↑ +3% |
| United Healthcare | Commercial + Top 20 | $3,749.99 | ↑ +4% |
| Aetna | Commercial | $3,902.68 | ↑ +9% |
| Ucare | Commercial | $3,945.79 | ↑ +10% |
| Medica | Elect | $3,961.06 | ↑ +10% |
| First Choice Health Network | Commercial | $4,041.90 | ↑ +13% |
| Healthez | Commercial | $4,041.90 | ↑ +13% |
| Multiplan | Commercial | $4,041.90 | ↑ +13% |
Visitor-reported prices
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Cystoscopy (Bladder Scope) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $921.73 | $72.23 – $643.07 |
| UnityPoint Health - Allen Hospital | Waterloo | $860.63 | $72.23 – $566.94 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $379.20 | not published |
| MercyOne Dubuque Medical Center | Dubuque | $13,890.99 | $0.96 – $1,393.26 |
| MercyOne New Hampton Medical Center | New Hampton | $1,909.70 | $1,163.15 – $2,938.00 |
| MercyOne Clinton Medical Center | Clinton | $12,281.26 | $3.63 – $1,492.18 |
| MercyOne Centerville Medical Center | Centerville | $2,938.00 | $806.19 – $2,938.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $398.40 | not published |