Cortisol total am at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$121.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$152.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.53 with Sanford Health Plan Align vs $52.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $16.53 ↓ -86%
Ucare Medicare Replacement $17.75 ↓ -85%
Great Plains Medicare Advantage Medicare Replacement $17.92 ↓ -85%
Aetna Medicare Replacement $17.92 ↓ -85%
Blue Cross Blue Shield of North Dakota Medicare Replacement $17.92 ↓ -85%
Health Partners Medicare Replacement $17.92 ↓ -85%
United Healthcare Medicare Replacement $17.92 ↓ -85%
Primewest Medicare Replacement $18.27 ↓ -85%
Wellmark HMO $29.00 ↓ -76%
Wellmark PPO $30.16 ↓ -75%
Sanford Health Plan Group Health/True $31.08 ↓ -74%
Sanford Health Plan SD Exchange True $31.08 ↓ -74%
Security Health Plan Commercial $31.90 ↓ -74%
Sanford Health Plan Commercial/ND Pers $36.56 ↓ -70%
Sanford Health Plan SD Exchange Commercial $36.56 ↓ -70%
Health Partners State Employees $38.28 ↓ -69%
Health Partners Commercial $43.50 ↓ -64%
Medica Choice $47.85 ↓ -61%
United Healthcare Commercial + Top 20 $48.43 ↓ -60%
Aetna Commercial $50.40 ↓ -59%
Ucare Commercial $50.96 ↓ -58%
Medica Elect $51.16 ↓ -58%
Healthez Commercial $52.20 ↓ -57%
First Choice Health Network Commercial $52.20 ↓ -57%
Multiplan Commercial $52.20 ↓ -57%

Visitor-reported prices

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Cortisol total am at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $144.60 $16.30 – $16.30
MercyOne Dubuque Medical Center Dubuque $244.40 $15.80 – $376.00
MercyOne New Hampton Medical Center New Hampton $122.20 $74.43 – $188.00
MercyOne Dyersville Medical Center Dyersville $122.20 $71.06 – $211.61
MercyOne Clinton Medical Center Clinton $182.00 $15.80 – $280.00
MercyOne Oelwein Medical Center Oelwein $122.20 $71.85 – $188.00
MercyOne Cedar Falls Medical Center Cedar Falls $159.25 $15.80 – $245.00
MercyOne Elkader Medical Center Elkader $122.20 $96.76 – $196.50

All Iowa hospitals for this procedure →