Collection of venous blood by venipuncture at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$20.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$25.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$7.13 with Sanford Health Plan Align vs $22.50 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $7.13 ↓ -64%
Ucare Medicare Replacement $7.65 ↓ -62%
Great Plains Medicare Advantage Medicare Replacement $7.73 ↓ -61%
Aetna Medicare Replacement $7.73 ↓ -61%
Blue Cross Blue Shield of North Dakota Medicare Replacement $7.73 ↓ -61%
Health Partners Medicare Replacement $7.73 ↓ -61%
United Healthcare Medicare Replacement $7.73 ↓ -61%
Primewest Medicare Replacement $7.88 ↓ -61%
Wellmark HMO $12.50 ↓ -38%
Wellmark PPO $13.00 ↓ -35%
Sanford Health Plan Group Health/True $13.40 ↓ -33%
Sanford Health Plan SD Exchange True $13.40 ↓ -33%
Security Health Plan Commercial $13.75 ↓ -31%
Sanford Health Plan Commercial/ND Pers $15.76 ↓ -21%
Sanford Health Plan SD Exchange Commercial $15.76 ↓ -21%
Health Partners State Employees $16.50 ↓ -18%
Health Partners Commercial $18.75 ↓ -6%
Medica Choice $20.63 ↑ +3%
United Healthcare Commercial + Top 20 $20.88 ↑ +4%
Aetna Commercial $21.73 ↑ +9%
Ucare Commercial $21.97 ↑ +10%
Medica Elect $22.05 ↑ +10%
Healthez Commercial $22.50 ↑ +13%
First Choice Health Network Commercial $22.50 ↑ +13%
Multiplan Commercial $22.50 ↑ +13%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Collection of venous blood by venipuncture at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $54.00 $9.09 – $9.09
MercyOne New Hampton Medical Center New Hampton $55.00 $2.69 – $45.00
MercyOne Dyersville Medical Center Dyersville $29.25 $9.09 – $50.65
MercyOne Elkader Medical Center Elkader $55.00 $3.00 – $47.03
MercyOne West Des Moines Medical Center West Des Moines $47.00 $8.57 – $47.00
MercyOne Des Moines Medical Center Des Moines $55.00 $3.00 – $47.00
MercyOne Centerville Medical Center Centerville $55.00 $2.69 – $45.00
MercyOne Newton Medical Center Newton $29.25 $9.05 – $45.00

All Iowa hospitals for this procedure →