Clsd tx/metatarsal fx without manip 28470 at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$344.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$431.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$122.84 with Sanford Health Plan Align vs $387.90 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $122.84 ↓ -64%
Ucare Medicare Replacement $131.89 ↓ -62%
Great Plains Medicare Advantage Medicare Replacement $133.18 ↓ -61%
Aetna Medicare Replacement $133.18 ↓ -61%
Blue Cross Blue Shield of North Dakota Medicare Replacement $133.18 ↓ -61%
Health Partners Medicare Replacement $133.18 ↓ -61%
United Healthcare Medicare Replacement $133.18 ↓ -61%
Primewest Medicare Replacement $135.77 ↓ -61%
Wellmark HMO $215.50 ↓ -38%
Wellmark PPO $224.12 ↓ -35%
Sanford Health Plan Group Health/True $230.93 ↓ -33%
Sanford Health Plan SD Exchange True $230.93 ↓ -33%
Security Health Plan Commercial $237.05 ↓ -31%
Sanford Health Plan Commercial/ND Pers $271.66 ↓ -21%
Sanford Health Plan SD Exchange Commercial $271.66 ↓ -21%
Health Partners State Employees $284.46 ↓ -18%
Health Partners Commercial $323.25 ↓ -6%
Medica Choice $355.58 ↑ +3%
United Healthcare Commercial + Top 20 $359.89 ↑ +4%
Aetna Commercial $374.54 ↑ +9%
Ucare Commercial $378.68 ↑ +10%
Medica Elect $380.14 ↑ +10%
Healthez Commercial $387.90 ↑ +13%
First Choice Health Network Commercial $387.90 ↑ +13%
Multiplan Commercial $387.90 ↑ +13%

Visitor-reported prices

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Clsd tx/metatarsal fx without manip 28470 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $382.20 not published
MercyOne New Hampton Medical Center New Hampton $1,316.00 $52.36 – $694.67
MercyOne Clinton Medical Center Clinton $721.00 $61.09 – $694.67
MercyOne Centerville Medical Center Centerville $2,471.00 $128.97 – $470.00
MercyOne North Iowa Medical Center Mason City $721.00 $52.36 – $721.00
MercyOne Genesis Davenport Medical Center Davenport $401.40 not published
MercyOne Genesis DeWitt Medical Center DeWitt $401.40 $488.37 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $792.35 $61.09 – $3,576.15

All Iowa hospitals for this procedure →