Cardiolipin antibody iga at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$128.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$161.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$21.09 with Sanford Health Plan Align vs $66.60 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $21.09 ↓ -84%
Ucare Medicare Replacement $22.64 ↓ -82%
Great Plains Medicare Advantage Medicare Replacement $22.87 ↓ -82%
Aetna Medicare Replacement $22.87 ↓ -82%
Blue Cross Blue Shield of North Dakota Medicare Replacement $22.87 ↓ -82%
Health Partners Medicare Replacement $22.87 ↓ -82%
United Healthcare Medicare Replacement $22.87 ↓ -82%
Primewest Medicare Replacement $23.31 ↓ -82%
Wellmark HMO $37.00 ↓ -71%
Wellmark PPO $38.48 ↓ -70%
Sanford Health Plan Group Health/True $39.65 ↓ -69%
Sanford Health Plan SD Exchange True $39.65 ↓ -69%
Security Health Plan Commercial $40.70 ↓ -68%
Sanford Health Plan Commercial/ND Pers $46.64 ↓ -64%
Sanford Health Plan SD Exchange Commercial $46.64 ↓ -64%
Health Partners State Employees $48.84 ↓ -62%
Health Partners Commercial $55.50 ↓ -57%
Medica Choice $61.05 ↓ -53%
United Healthcare Commercial + Top 20 $61.79 ↓ -52%
Aetna Commercial $64.31 ↓ -50%
Ucare Commercial $65.02 ↓ -50%
Medica Elect $65.27 ↓ -49%
Healthez Commercial $66.60 ↓ -48%
First Choice Health Network Commercial $66.60 ↓ -48%
Multiplan Commercial $66.60 ↓ -48%

Visitor-reported prices

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Cardiolipin antibody iga at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $228.00 $25.45 – $25.45
MercyOne Dubuque Medical Center Dubuque $58.50 $24.66 – $90.00
MercyOne New Hampton Medical Center New Hampton $151.45 $92.24 – $233.00
MercyOne Dyersville Medical Center Dyersville $151.45 $88.07 – $262.26
MercyOne Clinton Medical Center Clinton $141.70 $24.66 – $124.00
MercyOne Oelwein Medical Center Oelwein $151.45 $89.05 – $233.00
MercyOne Cedar Falls Medical Center Cedar Falls $209.95 $24.66 – $323.00
MercyOne Elkader Medical Center Elkader $151.45 $119.93 – $243.53

All Iowa hospitals for this procedure →