Brace m arm board at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$97.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$122.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.92 with Sanford Health Plan Align vs $100.80 with First Choice Health Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $31.92 ↓ -67%
Ucare Medicare Replacement $34.27 ↓ -65%
Blue Cross Blue Shield of North Dakota Medicare Replacement $34.61 ↓ -65%
United Healthcare Medicare Replacement $34.61 ↓ -65%
Great Plains Medicare Advantage Medicare Replacement $34.61 ↓ -65%
Aetna Medicare Replacement $34.61 ↓ -65%
Health Partners Medicare Replacement $34.61 ↓ -65%
Primewest Medicare Replacement $35.28 ↓ -64%
Wellmark HMO $56.00 ↓ -43%
Wellmark PPO $58.24 ↓ -40%
Sanford Health Plan Group Health/True $60.01 ↓ -39%
Sanford Health Plan SD Exchange True $60.01 ↓ -39%
Security Health Plan Commercial $61.60 ↓ -37%
Sanford Health Plan Commercial/ND Pers $70.59 ↓ -28%
Sanford Health Plan SD Exchange Commercial $70.59 ↓ -28%
Health Partners State Employees $73.92 ↓ -24%
Health Partners Commercial $84.00 ↓ -14%
Medica Choice $92.40 ↓ -5%
United Healthcare Commercial + Top 20 $93.52 ↓ -4%
Aetna Commercial $97.33 ↓ -0%
Ucare Commercial $98.40 ↑ +1%
Medica Elect $98.78 ↑ +1%
Multiplan Commercial $100.80 ↑ +3%
Healthez Commercial $100.80 ↑ +3%
First Choice Health Network Commercial $100.80 ↑ +3%

Visitor-reported prices

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Brace m arm board at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $23.40 not published
MercyOne Dubuque Medical Center Dubuque $45.37 $7.11 – $36.70
MercyOne New Hampton Medical Center New Hampton $36.30 $11.62 – $29.36
MercyOne Dyersville Medical Center Dyersville $45.37 $13.87 – $41.31
MercyOne Clinton Medical Center Clinton $45.37 $7.11 – $36.70
MercyOne Oelwein Medical Center Oelwein $45.37 $14.03 – $36.70
MercyOne Cedar Falls Medical Center Cedar Falls $45.37 $6.36 – $36.70
MercyOne Elkader Medical Center Elkader $45.37 $18.89 – $38.36

All Iowa hospitals for this procedure →