Borrelia burgdorferi (lyme disease) antibody nonspecific at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$166.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$208.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.16 with Sanford Health Plan Align vs $164.70 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $52.16 ↓ -69%
Ucare Medicare Replacement $56.00 ↓ -66%
Great Plains Medicare Advantage Medicare Replacement $56.55 ↓ -66%
Aetna Medicare Replacement $56.55 ↓ -66%
Blue Cross Blue Shield of North Dakota Medicare Replacement $56.55 ↓ -66%
Health Partners Medicare Replacement $56.55 ↓ -66%
United Healthcare Medicare Replacement $56.55 ↓ -66%
Primewest Medicare Replacement $57.65 ↓ -65%
Wellmark HMO $91.50 ↓ -45%
Wellmark PPO $95.16 ↓ -43%
Sanford Health Plan Group Health/True $98.05 ↓ -41%
Sanford Health Plan SD Exchange True $98.05 ↓ -41%
Security Health Plan Commercial $100.65 ↓ -40%
Sanford Health Plan Commercial/ND Pers $115.34 ↓ -31%
Sanford Health Plan SD Exchange Commercial $115.34 ↓ -31%
Health Partners State Employees $120.78 ↓ -27%
Health Partners Commercial $137.25 ↓ -18%
Medica Choice $150.98 ↓ -9%
United Healthcare Commercial + Top 20 $152.81 ↓ -8%
Aetna Commercial $159.03 ↓ -4%
Ucare Commercial $160.78 ↓ -3%
Medica Elect $161.41 ↓ -3%
Healthez Commercial $164.70 ↓ -1%
First Choice Health Network Commercial $164.70 ↓ -1%
Multiplan Commercial $164.70 ↓ -1%

Visitor-reported prices

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Borrelia burgdorferi (lyme disease) antibody nonspecific at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $132.60 $17.03 – $17.03
MercyOne Dubuque Medical Center Dubuque $126.10 $16.50 – $194.00
MercyOne New Hampton Medical Center New Hampton $136.50 $83.14 – $210.00
MercyOne Dyersville Medical Center Dyersville $136.50 $79.38 – $236.38
MercyOne Clinton Medical Center Clinton $198.25 $16.50 – $305.00
MercyOne Oelwein Medical Center Oelwein $136.50 $80.26 – $210.00
MercyOne Cedar Falls Medical Center Cedar Falls $154.05 $16.50 – $237.00
MercyOne Elkader Medical Center Elkader $136.50 $108.09 – $219.49

All Iowa hospitals for this procedure →