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Blood Clotting (PT/INR) Test at Sanford Sheldon Medical Center

118 N 7th Ave, Sheldon, IA · Sanford Health · · NPI 1841200623

Source: hospital's published price file ↗ · Published Mar 4, 2026 · Ingested Aug 12, 2026

$48.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$61.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.68 with Sanford Health Plan Align vs $49.50 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Sanford Health Plan Align Medicare Replacement $15.68 ↓ -68%
Ucare Medicare Replacement $16.83 ↓ -66%
Aetna Medicare Replacement $17.00 ↓ -65%
Blue Cross Blue Shield of North Dakota Medicare Replacement $17.00 ↓ -65%
Great Plains Medicare Advantage Medicare Replacement $17.00 ↓ -65%
Health Partners Medicare Replacement $17.00 ↓ -65%
United Healthcare Medicare Replacement $17.00 ↓ -65%
Primewest Medicare Replacement $17.33 ↓ -64%
Wellmark HMO $27.50 ↓ -44%
Wellmark PPO $28.60 ↓ -41%
Sanford Health Plan Group Health/True $29.47 ↓ -40%
Sanford Health Plan SD Exchange True $29.47 ↓ -40%
Security Health Plan Commercial $30.25 ↓ -38%
Sanford Health Plan Commercial/ND Pers $34.67 ↓ -29%
Sanford Health Plan SD Exchange Commercial $34.67 ↓ -29%
Health Partners State Employees $36.30 ↓ -26%
Health Partners Commercial $41.25 ↓ -15%
Medica Choice $45.38 ↓ -7%
United Healthcare Commercial + Top 20 $45.93 ↓ -6%
Aetna Commercial $47.80 ↓ -2%
Ucare Commercial $48.32 ↓ -1%
Medica Elect $48.51 ↓ -1%
First Choice Health Network Commercial $49.50 ↑ +1%
Healthez Commercial $49.50 ↑ +1%
Multiplan Commercial $49.50 ↑ +1%

Visitor-reported prices

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Blood Clotting (PT/INR) Test at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $32.85 $4.29 – $12.07
UnityPoint Health - Allen Hospital Waterloo $32.85 $4.29 – $21.64
MercyOne Genesis Davenport West Medical Center Davenport $117.60 $4.29 – $4.29
MercyOne New Hampton Medical Center New Hampton $42.90 $3.32 – $66.00
MercyOne Dyersville Medical Center Dyersville $72.15 $9.09 – $74.29
MercyOne Clinton Medical Center Clinton $65.65 $3.32 – $65.00
MercyOne Oelwein Medical Center Oelwein $111.00 $9.09 – $66.00
MercyOne Cedar Falls Medical Center Cedar Falls $70.00 $4.16 – $32.66

All Iowa hospitals for this procedure →